Mvc Residential Ltd.

10488812

active

Private Limited Company

Companies House

Health Score

75 / 100

Some Concerns

25/30

Filing

20/30

Financial

30/40

Risk

No accounts filed in last 18 months (-5)
30 outstanding charges (-10)

Details

WRINSTONE HOUSE, CARDIFF, CF5 6BD

Incorporated 21/11/2016

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209

Other letting and operating of own or leased real estate

Officers

Mr Matthew James Cottle Ba Hons

director · Since 21/11/2016

DIRECTOR

BRITISH · WALES · Age 51

Also on 6 other boards

Mrs Victoria Louise Cottle

director · Since 21/11/2016

DIRECTOR

BRITISH · UNITED KINGDOM · Age 51

Persons with Significant Control

Mr Matthew James Cottle

25–50% shares

25–50% votes

British · Wales · Age 51

Wrinstone House, Wenvoe, Cardiff, CF5 6BD

Notified 21/11/2016

Mrs Victoria Louise Cottle

25–50% shares

25–50% votes

British · United Kingdom · Age 51

Wrinstone House, Wenvoe, Cardiff, CF5 6BD

Notified 21/11/2016

Charges30 outstanding

Charge

outstanding

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ALDERMORE BANK PLC

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ALDERMORE BANK PLC

Created 05/03/2025Registered 05/03/2025

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outstanding

ALDERMORE BANK PLC

Created 05/03/2025Registered 05/03/2025

Charge

outstanding

ALDERMORE BANK PLC

Created 05/03/2025Registered 05/03/2025

Charge

outstanding

ALDERMORE BANK PLC

Created 05/03/2025Registered 05/03/2025

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outstanding

ALDERMORE BANK PLC

Created 05/03/2025Registered 05/03/2025

Charge

outstanding

ALDERMORE BANK PLC

Created 05/03/2025Registered 05/03/2025

Charge

outstanding

ALDERMORE BANK PLC

Created 05/03/2025Registered 05/03/2025

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 14/05/2024Registered 21/05/2024

Charge

outstanding

ONESAVINGS BANK PLC

Created 08/01/2024Registered 08/01/2024

Charge

outstanding

ONESAVINGS BANK PLC

Created 25/10/2023Registered 25/10/2023

Charge

outstanding

PARAGON BANK PLC

Created 04/01/2023Registered 10/01/2023

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 07/10/2022Registered 07/10/2022

Charge

outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 08/04/2022Registered 14/04/2022

Charge

outstanding

BELMONT GREEN FINANCE LIMITED TRADING AS VIDA HOMELOANS

Created 28/02/2022Registered 08/03/2022

Charge

outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 06/01/2022Registered 11/01/2022

Charge

outstanding

PARATUS AMC LIMITED

Created 06/09/2021Registered 08/09/2021

Charge

outstanding

BELMONT GREEN FINANCE LIMITED T/A VIDA HOMELOANS

Created 06/09/2021Registered 07/09/2021

Charge

outstanding

LANDBAY PARTNERS LIMITED

Created 23/07/2021Registered 28/07/2021

Charge

outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 14/05/2021Registered 18/05/2021

Charge

outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 01/03/2021Registered 08/03/2021

Charge

outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 01/03/2021Registered 05/03/2021

Charge

outstanding

PARATUS AMC LIMITED

Created 22/12/2020Registered 04/01/2021

Charge

outstanding

LENDINVEST BTL LIMITED

Created 18/01/2019Registered 29/01/2019

Charge

outstanding

LANDBAY PARTNERS LIMITED

Created 23/07/2018Registered 23/07/2018

Charge

outstanding

PARAGON MORTGAGES (2010) LIMITED · PARAGON BANK PLC

Created 22/12/2017Registered 05/01/2018

Charge

outstanding

PARAGON BANK PLC

Created 22/12/2017Registered 22/12/2017

Charge

outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 27/01/2017Registered 01/02/2017

CompanyRankvs 60885+ SIC 68209 peers
52

Financial strength90th percentile among SIC peers · 23/25

Employees77th percentile among SIC peers · 12/15

LiquidityCurrent ratio 0.12× · 2/20

Longevity10 years trading (max 15) · 10/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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60885Mvc Residential Ltd.

61

How is this score calculated?

Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2024

Net Worth

£521k

Balance sheet strength

Cash

£45k

Cash in the bank

Net Current Assets

-£352k

Working capital

Current Assets

£49k

Current Liabilities

£401k

Debtors

£4k

2avg. employees

Tax at Year End

Corp tax£21k

Balance Sheet

Assets less current liabilities£2.1M

Prepared with CCH Software

EstimatesDerived

Year	Current Ratio	Implied Profit
2024	0.12	+£87k
2023	0.01	+£432k
2022	0.02	-£7k
2021	0.02	+£7k
2020	0.03	+£6k
2019	0.11	+£5k
2018	0.05	—

Derived from filed accounts. Not audited figures.