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Lending Made Simple Limited

10547783

active
Private Limited Company
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

2 LENEDA DRIVE, TUNBRIDGE WELLS, TN2 5RJ
Incorporated 05/01/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Ms Gillian Christine Laura Palmer

director · Since 05/01/2017

DIRECTOR

IRISH · ENGLAND · Age 53

Also on 2 other boards

Ms Gillian Christine Laura Clarke

director · Since 05/01/2017

DIRECTOR

IRISH · ENGLAND · Age 53

Persons with Significant Control

Ms Gillian Christine Laura Palmer

75–100% shares
75–100% votes
Appoint directors
significant-influence-or-control-as-firm

Irish · England · Age 53

2, Leneda Drive, Tunbridge Wells, TN2 5RJ

Notified 05/01/2017

Ms Gillian Christine Laura Clarke

75–100% shares
75–100% votes
Appoint directors
significant-influence-or-control-as-firm

Irish · England · Age 53

2, Leneda Drive, Tunbridge Wells, TN2 5RJ

Notified 05/01/2017

CompanyRankvs 6317+ SIC 64999 peers
71

Financial strength71th percentile among SIC peers · 18/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 1.55× · 16/20
Longevity10 years trading (max 15) · 10/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity10/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£44k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£44k

Working capital

Current Assets

£125k

Current Liabilities

£81k

3avg. employees+2

Balance Sheet

Assets less current liabilities£44k
Prepared with BTCSoftware AP Solution 2025 12.1.02

EstimatesDerived

YearCurrent RatioImplied Profit
20241.55+£41k
20231.03+£9k
20222.04
20210.89

Derived from filed accounts. Not audited figures.