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J A Lucas Ltd

10577984

active
Private Limited Company
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

C/O VANTAGE ACCOUNTING 1 CEDAR OFFICE PARK, WIMBORNE, BH21 7SB
Incorporated 23/01/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

55900
Other accommodation
68209
Other letting and operating of own or leased real estate
70229
Management consultancy activities

Officers

Mr Michael James Lucas

secretary · Since 23/01/2017

Also on 1 other board

Mr Michael James Lucas

director · Since 23/01/2017

RISK MANAGER

BRITISH · ENGLAND · Age 53

Also on 1 other board

Mrs Sarah Wendy Lucas

director · Since 23/01/2017

MANAGEMENT CONSULTANT

BRITISH · ENGLAND · Age 52

Persons with Significant Control

Mrs Sarah Wendy Lucas

25–50% shares
25–50% votes

British · England · Age 52

C/O Vantage Accounting, 1 Cedar Office Park, Wimborne, BH21 7SB

Notified 23/01/2017

Mr Michael James Lucas

25–50% shares
25–50% votes

British · England · Age 53

C/O Vantage Accounting, 1 Cedar Office Park, Wimborne, BH21 7SB

Notified 23/01/2017

Charges4 outstanding

Charge
outstanding

PARAGON BANK PLC, PARAGON MORTGAGES (2010) LIMITED

Created 17/11/2017Registered 05/12/2017
Charge
outstanding

PARAGON BANK PLC

Created 17/11/2017Registered 05/12/2017
Charge
outstanding

PARAGON BANK PLC, PARAGON MORTGAGES (2010) LIMITED

Created 03/11/2017Registered 24/11/2017
Charge
outstanding

PARAGON BANK PLC

Created 03/11/2017Registered 14/11/2017

CompanyRankvs 4891+ SIC 55900 peers
41

Financial strength84th percentile among SIC peers · 21/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 0.98× · 6/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£107k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£236

Working capital

Current Assets

£9k

Current Liabilities

£9k

Fixed Assets

£466k

Balance Sheet

Assets less current liabilities£466k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20250.98+£3k
20242.27+£3k
20231.08+£14k
20220.15-£15k
20211.20

Derived from filed accounts. Not audited figures.