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Whinchat Financial Planning Ltd

10664443

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

C/O BRAYS, WETHERBY, LS22 6LE
Incorporated 10/03/2017

Compliance

Last accounts

31/03/2026

total exemption full

Next accounts due

31/12/2027

On track

Confirmation statement

Last: 09/03/2026

Due 23/03/2027

On track

Industry

64999
Other financial service activities

Officers

Mr Christopher David Wise

director · Since 27/06/2017

DIRECTOR

BRITISH · UNITED KINGDOM · Age 58

Also on 1 other board

Mrs Kerry Wise

secretary · Since 18/01/2018

Persons with Significant Control

Christopher David Wise

25–50% shares

British · United Kingdom · Age 58

C/O Brays, Riverview Court, Castle Gate, Wetherby, LS22 6LE

Notified 27/06/2017

Mrs Kerry Wise

25–50% shares

British · United Kingdom · Age 48

C/O Brays, Riverview Court, Castle Gate, Wetherby, LS22 6LE

Notified 27/06/2017

Former PSCs

Mr Benjamin James Rees

Ceased 27/06/2017

Mr Stephen Jones

Ceased 27/06/2017

Mr Lee Thomas Axford

Ceased 27/06/2017

CompanyRankvs 3538+ SIC 64999 peers
74

Financial strength81th percentile among SIC peers · 20/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 4.22× · 20/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£128k

Balance sheet strength

Cash

£143k

Cash in the bank

Net Current Assets

£125k

Working capital

Current Assets

£164k

Current Liabilities

£39k

Fixed Assets

£3k

Debtors

£21k

2avg. employees

Balance Sheet

Assets less current liabilities£128k
Signed by C D Wise 20 April 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20264.22+£15k
20254.58+£17k
20243.84-£1k
20233.98+£30k
20223.29+£9k
20213.32

Derived from filed accounts. Not audited figures.