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Pay Later Ltd

10693735

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

C/O The City Partnership (Uk) Limited The Mending Rooms, Park Valley Mills, Meltham Road, Huddersfield, HD4 7BH
Incorporated 28/03/2017

Previously known as

Tabeo Loan 2 Limited · until 30/08/2018

Compliance

Last accounts

31/12/2024

micro entity

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 27/03/2026

Due 10/04/2027

On track

Industry

64929
64929

Officers

Mr Robin Campbell Smeaton

director · Since 20/04/2018

DIRECTOR

SCOTTISH · SCOTLAND · Age 73

Also on 15 other boards

The City Partnership (Uk) Limited

secretary · Since 08/05/2018

BRITISH

Also on 24 other boards

Robin Campbell Smeaton

director · Since 20/04/2018

Scottish · Scotland · Age 73

Former

Paul Jochen Ebert

director · Resigned 20/04/2018

Eriska Secretaries Limited

corporate secretary · Resigned 08/05/2018

The City Partnership (Uk) Limited

corporate secretary · Resigned 11/08/2026

Persons with Significant Control

Mr Robin Campbell Smeaton

75–100% shares
75–100% votes
Appoint directors

Scottish · Scotland · Age 73

C/O The City Partnership (Uk) Limited, Suite 2, Ground Floor, Orchard Brae House, Edinburgh, EH4 2HS

Notified 20/04/2018

Former PSCs

Mr Paul Jochen Ebert

Ceased 20/04/2018

Change History

status → active
2026-08-09

Active

type → ltd
2026-08-09

Private Limited Company

address line1 → C/O The City Partnership (Uk) Limited The Mending Rooms, Park Valley Mills
2026-08-09

C/O THE CITY PARTNERSHIP (UK) LIMITED THE MENDING ROOMS, PARK VALLEY MILLS

post town → Huddersfield
2026-08-09

HUDDERSFIELD

officer appointed → THE CITY PARTNERSHIP (UK) LIMITED
2026-08-09
officer appointed → SMEATON, Robin Campbell
2026-08-09

CompanyRankvs 377+ SIC 64929 peers
66

Financial strength55th percentile among SIC peers · 14/25
Employees51th percentile among SIC peers · 8/15
LiquidityCurrent ratio 4.76× · 20/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
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377Pay Later Ltd
66
How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£20k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£20k

Working capital

Current Assets

£25k

Current Liabilities

£5k

1avg. employees

Balance Sheet

Assets less current liabilities£20k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20254.76-£2k
20245.23+£16k
20231.34—

Derived from filed accounts. Not audited figures.