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Bankifi Technology Limited

10696778

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

C/O ALEXANDER & CO CENTURION HOUSE, MANCHESTER, M3 3WR
Incorporated 29/03/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

62012
Business and domestic software development

Officers

Mr Mark Joseph Hartley

director · Since 29/03/2017

DIRECTOR

BRITISH · ENGLAND · Age 59

Also on 2 other boards

Mr Kirk Winstanley

director · Since 01/01/2020

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 57

Also on 1 other board

Mr Peadar James O'Reilly

director · Since 26/03/2021

DIRECTOR

IRISH · UNITED KINGDOM · Age 49

Also on 47 other boards

Gary Alan Jones

director · Since 01/05/2025

DIRECTOR

BRITISH · SCOTLAND · Age 53

Alexis Connolly

secretary · Since 22/07/2025

Persons with Significant Control

Mr Mark Joseph Hartley

25–50% shares
25–50% votes

British · England · Age 59

C/O Alexander & Co, Centurion House, Manchester, M3 3WR

Notified 15/04/2019

Former PSCs

Merchant Box Limited

Ceased 15/04/2019

Rebecca Hartley

Ceased 16/08/2022

Charges1 outstanding

Charge
outstanding

INNOVATE UK LOANS LIMITED

Created 30/03/2021Registered 30/03/2021

CompanyRankvs 96430+ SIC 62012 peers
60

Financial strength93th percentile among SIC peers · 23/25
Employees17th percentile among SIC peers · 3/15
LiquidityCurrent ratio 2.07× · 20/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£342k

Balance sheet strength

Cash

£1.3M

Cash in the bank

Net Current Assets

£1.1M

Working capital

Current Assets

£2.1M

Current Liabilities

£1.0M

Fixed Assets

£5k

Debtors

£770k

0avg. employees

Balance Sheet

Assets less current liabilities£1.1M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20252.07+£0
20252.07+£134k
20242.41-£652k
20232.93-£1.7M
20224.97+£731k
20213.71+£1.3M
20203.46-£292k
20197.55+£1.0M
20180.69

Derived from filed accounts. Not audited figures.