Spear Independent Financial Advice Limited
10720968
Healthy
- Current liabilities exceed current assets (-10)
Details
Compliance
Last accounts
31/03/2025
total exemption full
Next accounts due
31/12/2026
Confirmation statement
Last: 10/04/2026
Due 24/04/2027
Industry
Officers
Persons with Significant Control
Mr Thomas James Spear
British · Wales · Age 46
43, St. Michaels Way, Bridgend, CF31 2BT
Notified 11/04/2017
Change History
Active
Private Limited Company
43 ST. MICHAELS WAY
BRIDGEND
CompanyRankvs 14937+ SIC 64999 peers46
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/03/2025
Net Worth
£224
Balance sheet strength
Cash
£758
Cash in the bank
Net Current Assets
-£5
Working capital
Current Assets
£12k
Current Liabilities
£12k
Fixed Assets
£570
Debtors
£7k
Tax at Year End
Balance Sheet
EstimatesDerived
| Year | Current Ratio |
|---|---|
| 2025 | 1.00 |
| 2024 | 1.23 |
| 2023 | 1.53 |
Derived from filed accounts. Not audited figures.