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Etika Finance Uk Loans Spv One Limited

10743074

active
Private Limited Company
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)

Details

COLONY FLINT GLASS WORKS, SUITE 1.02 64 JERSEY STREET, MANCHESTER, M4 6JW
Incorporated 27/04/2017

Compliance

Last accounts

31/12/2024

audit exemption subsidiary

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 26/04/2026

Due 10/05/2027

On track

Industry

64999
Other financial service activities

Officers

Mr John Sean Watherston

director · Since 11/12/2023

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 7 other boards

Ms Aviva Hekscher-Hartog

director · Since 22/12/2023

COMPANY DIRECTOR

DUTCH · NETHERLANDS · Age 47

Also on 4 other boards

Persons with Significant Control

Etika Finance Uk Limited

75–100% shares
75–100% votes
Appoint directors

Colony Spring Gardens, Suite 5.01, Manchester, M2 1FB

Notified 27/04/2017

Charges0 outstanding

Charge
satisfied

NATIONAL WESTMINSTER BANK PLC AS SECURITY AGENT AND SECURITY TRUSTEE FOR THE SECURED PARTIES

Created 29/06/2023Registered 04/07/2023Satisfied 24/03/2025
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC AS SECURITY AGENT AND SECURITY TRUSTEE FOR THE SECURED PARTIES

Created 14/01/2022Registered 17/01/2022Satisfied 24/03/2025
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC AS SECURITY AGENT AND SECURITY TRUSTEE FOR THE SECURED PARTIES

Created 27/11/2019Registered 28/11/2019Satisfied 24/03/2025
Charge
satisfied

CORTLAND TRUSTEES LIMITED AS SECURITY AGENT AND SECURITY TRUSTEE FOR THE SECURED PARTIES

Created 18/06/2018Registered 21/06/2018Satisfied 28/11/2019
Charge
satisfied

SHAWBROOK BANK LIMITED AS SECURITY AGENT AND SECURITY TRUSTEE FOR THE SECURED PARTIES

Created 18/12/2017Registered 19/12/2017Satisfied 28/11/2019
Charge
satisfied

SHAWBROOK BANK LIMITED AS SECURITY AGENT AND SECURITY TRUSTEE FOR THE SECURED PARTIES

Created 08/09/2017Registered 14/09/2017Satisfied 28/11/2019

CompanyRankvs 10928+ SIC 64999 peers
54

Financial strength0th percentile among SIC peers · 0/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 2.2× · 20/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2023

Net Worth

-£4.2M

Balance sheet strength

Cash

£15k

Cash in the bank

Net Current Assets

£31.7M

Working capital

Current Assets

£58.2M

Current Liabilities

£26.5M

Debtors

£58.2M

2avg. employees
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20232.20-£1.1M
20222.19-£715k
20210.69-£130k
20201.01-£169k
20191.01

Derived from filed accounts. Not audited figures.