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Optimum Independent Financial Advisers Limited

10854987

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

8 - 9 ST PETERS COURT, COLCHESTER, CO1 1WD
Incorporated 07/07/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr John Michael Arrowsmith

director · Since 07/07/2017

DIRECTOR

BRITISH · ENGLAND · Age 56

Also on 3 other boards

Mr Gary David Naylor

director · Since 07/07/2017

DIRECTOR

BRITISH · ENGLAND · Age 69

Also on 2 other boards

Thomas Naylor

director · Since 18/12/2017

DIRECTOR

BRITISH · ENGLAND · Age 42

Persons with Significant Control

Mr Gary David Naylor

Significant control

British · England · Age 69

8 - 9, St Peters Court, Colchester, CO1 1WD

Notified 07/07/2017

Mr John Michael Arrowsmith

Significant control

British · England · Age 56

8 - 9, St Peters Court, Colchester, CO1 1WD

Notified 03/04/2018

CompanyRankvs 1116+ SIC 64999 peers
83

Financial strength95th percentile among SIC peers · 24/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 3.04× · 20/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£1.0M

Balance sheet strength

Cash

£693k

Cash in the bank

Net Current Assets

£490k

Working capital

Current Assets

£731k

Current Liabilities

£240k

Fixed Assets

£510k

Debtors

£38k

21avg. employees+1

Tax at Year End

Corp tax£184k

Balance Sheet

Assets less current liabilities£1.0M
Prepared with Sage Accounts Production Advanced 2023 - FRS102_2023

EstimatesDerived

YearCurrent RatioImplied Profit
20253.04-£3k
20243.12+£1000k
20236.20

Derived from filed accounts. Not audited figures.