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Xcel Finance Ltd

10871707

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

10 HIGH VIEW ROAD, LIGHTWATER, GU18 5YE
Incorporated 18/07/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services

Officers

Mr James Aled Lloyd

director · Since 18/07/2017

DIRECTOR

BRITISH · ENGLAND · Age 41

Also on 1 other board

Persons with Significant Control

Mr James Aled Lloyd

75–100% shares
75–100% votes
Appoint directors
right-to-appoint-and-remove-directors-as-firm

British · England · Age 41

10, High View Road, Lightwater, GU18 5YE

Notified 18/07/2017

CompanyRankvs 29270+ SIC 66190 peers
60

Financial strength57th percentile among SIC peers · 14/25
Employees37th percentile among SIC peers · 6/15
LiquidityCurrent ratio 1.72× · 16/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£9k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£21k

Working capital

Current Assets

£47k

Current Liabilities

£27k

Fixed Assets

£836

1avg. employees

Balance Sheet

Assets less current liabilities£22k
Prepared with Taxfiler

EstimatesDerived

YearCurrent RatioImplied Profit
20251.72
20241.41
20232.47+£59k
20223.55-£12k
20212.22+£5k
20201.82+£31k
20191.54-£367
20181.58

Derived from filed accounts. Not audited figures.