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Just Lend Limited

10880150

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

DSG GROUP FAO JUST LEND LTD/IMPACT SOS, STOCKPORT, SK3 0UX
Incorporated 24/07/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Craig Alan Smith

director · Since 24/07/2017

FINANCIAL TECHNOLOGY

BRITISH · UNITED KINGDOM · Age 37

Also on 5 other boards

Mr Sefton Jerome Gennard Monk

director · Since 25/06/2018

DIRECTOR AND CHIEF TECHNICAL OFFICER

BRITISH · UNITED KINGDOM · Age 35

Persons with Significant Control

Mr Craig Alan Smith

25–50% shares

British · United Kingdom · Age 37

Dsg Group Fao Just Lend Ltd/Impact Sos, Bird Hall Lane, Stockport, SK3 0UX

Notified 24/07/2017

Former PSCs

Mr Craig Alan Smith

Ceased 31/07/2019

CompanyRankvs 21239+ SIC 64999 peers
33

Financial strength4th percentile among SIC peers · 1/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.75× · 6/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

-£43k

Balance sheet strength

Cash

£52

Cash in the bank

Net Current Assets

-£42k

Working capital

Current Assets

£128k

Current Liabilities

£170k

Fixed Assets

£99

Debtors

£128k

0avg. employees-1

Balance Sheet

Assets less current liabilities-£42k

EstimatesDerived

YearCurrent RatioImplied Profit
20250.75-£70k
20241.26-£2k
20230.55+£94k
202238.87-£121k
202116.46-£38k
202029.19+£28k
201934.98

Derived from filed accounts. Not audited figures.