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Mcd Independent Financial Advice Ltd

10884104

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

10 MONTSERRAT RISE, TORQUAY, TQ2 7GP
Incorporated 26/07/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Martin Craig Dunstone

director · Since 26/07/2017

MANAGING DIRECTOR

BRITISH · UNITED KINGDOM · Age 55

Mrs Ceridwen Igraine Ryder

director · Since 01/11/2017

CLIENT RELATIONSHIP DIRECTOR

BRITISH · ENGLAND · Age 39

Also on 1 other board

Persons with Significant Control

Mr Martin Craig Dunstone

25–50% shares
25–50% votes

British · United Kingdom · Age 55

10, Montserrat Rise, Torquay, TQ2 7GP

Notified 26/07/2017

Mrs Ceridwen Igraine Ryder

25–50% shares
25–50% votes

British · England · Age 39

27, Kingsley Avenue, Torquay, TQ2 7GU

Notified 12/12/2024

Former PSCs

Mrs Diane Susan Joy Dunstone

Ceased 17/11/2017

CompanyRankvs 7549+ SIC 64999 peers
64

Financial strength54th percentile among SIC peers · 14/25
Employees92th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.22× · 12/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
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7549Mcd Independent Financial Advice Ltd
63
How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£6k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£8k

Working capital

Current Assets

£42k

Current Liabilities

£34k

Fixed Assets

£333

6avg. employees

Balance Sheet

Assets less current liabilities£8k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20251.22+£2k
20241.15+£553
20231.12-£8k
20221.31-£11k
20211.45+£16k
20200.93-£14k
20191.36—

Derived from filed accounts. Not audited figures.