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Zaf Housing Ltd

10977146

active
Private Limited Company
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
10/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 22 outstanding charges (-10)

Details

21 CECIL AVENUE, WEMBLEY, HA9 7DU
Incorporated 22/09/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68320
Management of real estate on a fee or contract basis

Officers

Mr Amjid Iqbal Mirza

director · Since 22/09/2017

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 2 other boards

Mr Khalid Farooq Mirza

director · Since 22/09/2017

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 63

Also on 6 other boards

Charges22 outstanding

Charge
outstanding

PARATUS AMC LIMITED

Created 28/11/2025Registered 05/12/2025
Charge
outstanding

PARATUS AMC LIMITED

Created 01/12/2025Registered 05/12/2025
Charge
outstanding

PARATUS AMC LIMITED

Created 01/12/2025Registered 04/12/2025
Charge
outstanding

FAMILY BUILDING SOCIETY

Created 04/07/2025Registered 07/07/2025
Charge
outstanding

KEYSTONE PROPERTY FINANCE LIMITED

Created 08/11/2024Registered 12/11/2024
Charge
outstanding

KEYSTONE PROPERTY FINANCE LIMITED

Created 24/09/2024Registered 24/09/2024
Charge
outstanding

KEYSTONE PROPERTY FINANCE LIMITED

Created 11/11/2022Registered 17/11/2022
Charge
outstanding

KEYSTONE PROPERTY FINANCE LIMITED

Created 02/11/2022Registered 04/11/2022
Charge
outstanding

PARATUS AMC LIMITED

Created 07/07/2022Registered 08/07/2022
Charge
outstanding

ONESAVINGS BANK PLC (CN: 07312896)

Created 25/06/2021Registered 29/06/2021
Charge
outstanding

ONESAVINGS BANK PLC

Created 14/05/2021Registered 20/05/2021
Charge
outstanding

ONESAVINGS BANK PLC

Created 14/05/2021Registered 20/05/2021
Charge
outstanding

ONESAVINGS BANK PLC

Created 29/11/2019Registered 03/12/2019
Charge
outstanding

ONESAVINGS BANK PLC

Created 22/10/2019Registered 24/10/2019
Charge
outstanding

ONESAVINGS BANK PLC

Created 18/10/2019Registered 18/10/2019
Charge
outstanding

ONESAVINGS BANK PLC

Created 15/08/2019Registered 15/08/2019
Charge
outstanding

ONESAVINGS BANK PLC

Created 24/06/2019Registered 24/06/2019
Charge
outstanding

ONESAVINGS BANK PLC

Created 27/03/2019Registered 27/03/2019
Charge
outstanding

ONESAVINGS BANK PLC

Created 23/11/2018Registered 23/11/2018
Charge
outstanding

ONESAVINGS BANK PLC

Created 14/11/2018Registered 14/11/2018
Charge
outstanding

ALDERMORE BANK PLC

Created 10/04/2018Registered 13/04/2018
Charge
satisfied

ALDERMORE BANK PLC

Created 09/03/2018Registered 14/03/2018Satisfied 26/10/2023
Charge
outstanding

ALDERMORE BANK PLC

Created 09/03/2018Registered 14/03/2018

CompanyRankvs 3207+ SIC 68320 peers
71

Financial strength91th percentile among SIC peers · 23/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 4.98× · 20/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2024

Net Worth

£155k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£89k

Working capital

Current Assets

£112k

Current Liabilities

£22k

Fixed Assets

£7.5M

5avg. employees+2

Balance Sheet

Assets less current liabilities£7.6M
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20244.98+£24k
20231.49+£29k
20221.74-£5k
202122.97+£76k
20203.86+£16k
201917.57
2018201.95

Derived from filed accounts. Not audited figures.