Back to search

Pay Smart Carpets Limited

10991413

active
ltd
england wales
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

Unit 3, Building 2, The Colony Wilmslow, Altrincham Road, Wilmslow, SK9 4LY
Incorporated 02/10/2017

Compliance

Last accounts

30/10/2025

total exemption full

Next accounts due

30/07/2027

On track

Confirmation statement

Last: 30/09/2025

Due 14/10/2026

On track

Industry

47990
Other retail sale not in stores, stalls or markets

Officers

Andrew John Hoare

director · Since 02/10/2017

British · United Kingdom · Age 59

Denis Paul Sudlow

director · Since 03/11/2017

British · United Kingdom · Age 55

Persons with Significant Control

Dsah Holdings Limited

75–100% shares
75–100% votes
Appoint directors

Unit 3 Building 2, The Colony Wilmslow, Wilmslow, SK9 4LY

Reg: 15815183 · Companies House · Private Limited Company

Notified 13/01/2025

Former PSCs

Mr Andrew John Hoare

Ceased 13/01/2025

Mr Denis Paul Sudlow

Ceased 13/01/2025

Charges1 outstanding

Charge
outstanding

HSBC UK BANK PLC

Created 19/03/2024Registered 20/03/2024
Charge
satisfied

HSBC UK BANK PLC

Created 19/09/2018Registered 19/09/2018Satisfied 06/02/2024

Change History

statusactive
2026-05-05

Active

typeltd
2026-05-05

Private Limited Company

address line1Unit 3, Building 2, The Colony Wilmslow
2026-05-05

UNIT 3, BUILDING 2, THE COLONY WILMSLOW

post townWilmslow
2026-05-05

WILMSLOW

officer appointedHOARE, Andrew John
2026-05-05
officer appointedSUDLOW, Denis Paul
2026-05-05

CompanyRankvs 3620+ SIC 47990 peers
65

Financial strength97th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.21× · 12/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/10/2025

Net Worth

£566k

Balance sheet strength

Cash

£41k

Cash in the bank

Net Current Assets

£435k

Working capital

Current Assets

£2.5M

Current Liabilities

£2.0M

Fixed Assets

£166k

Debtors

£2.4M

30avg. employees

Balance Sheet

Intangible assets£100k
Assets less current liabilities£601k
Signed by Mr Denis Sudlow 12th March 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.21+£0
20251.21+£0
20251.21+£192k
20241.18+£48k
20231.23-£200k
20221.74-£198k
20212.64+£6k
20203.08-£18k
20193.32+£431k
20182.01

Derived from filed accounts. Not audited figures.

Filing History38 filings

Accounts filed

accounts with accounts type total exemption full

16/03/202611 pages · PDF
Confirmation statement

confirmation statement with updates

03/10/20254 pages · PDF
Accounts filed

accounts with accounts type total exemption full

31/03/202511 pages · PDF
PSC02

notification of a person with significant control

06/02/20252 pages · PDF
PSC07

cessation of a person with significant control

06/02/20251 page · PDF
PSC07

cessation of a person with significant control

06/02/20251 page · PDF
Confirmation statement

confirmation statement with updates

30/09/20244 pages · PDF
Address changed

change registered office address company with date old address new address

30/05/20241 page · PDF
Accounts filed

accounts with accounts type total exemption full

23/05/202412 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

20/03/202416 pages · PDF
MR04

mortgage satisfy charge full

06/02/20241 page · PDF
Confirmation statement

confirmation statement with updates

10/10/20235 pages · PDF
Accounts filed

accounts with accounts type total exemption full

04/09/202312 pages · PDF
Accounts date changed

change account reference date company previous shortened

26/07/20231 page · PDF
Confirmation statement

confirmation statement with updates

03/10/20225 pages · PDF
Accounts filed

accounts with accounts type total exemption full

27/07/202211 pages · PDF
Confirmation statement

confirmation statement with updates

04/10/20215 pages · PDF
Accounts filed

accounts with accounts type total exemption full

19/04/202111 pages · PDF
Confirmation statement

confirmation statement with updates

15/10/20205 pages · PDF
Accounts filed

accounts with accounts type total exemption full

11/06/202011 pages · PDF
PSC changed

change to a person with significant control

07/10/20192 pages · PDF
Confirmation statement

confirmation statement with updates

07/10/20195 pages · PDF
Address changed

change registered office address company with date old address new address

02/07/20191 page · PDF
Director details changed

change person director company with change date

27/06/20192 pages · PDF
Director details changed

change person director company with change date

27/06/20192 pages · PDF
Address changed

change registered office address company with date old address new address

27/06/20191 page · PDF
Accounts filed

accounts with accounts type total exemption full

03/05/201910 pages · PDF
PSC changed

change to a person with significant control

02/10/20182 pages · PDF
PSC notified

notification of a person with significant control

02/10/20182 pages · PDF
Confirmation statement

confirmation statement with updates

02/10/20185 pages · PDF
Director details changed

change person director company with change date

02/10/20182 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

19/09/201823 pages · PDF
Director details changed

change person director company with change date

09/11/20172 pages · PDF
Director details changed

change person director company with change date

09/11/20172 pages · PDF
Director details changed

change person director company with change date

03/11/20172 pages · PDF
Address changed

change registered office address company with date old address new address

03/11/20171 page · PDF
Director appointed

appoint person director company with name date

03/11/20172 pages · PDF
Incorporated

incorporation company

02/10/201710 pages · PDF