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My Debt Plan Ltd

10992838

active
Private Limited Company
Companies House
Health Score
69 / 100

Some Concerns

25/30
Filing
10/30
Financial
34/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

UNITS 1 AND 2 2ND FLOOR, CHEADLE, SK8 2JY
Incorporated 03/10/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Leon Joseph Trotman

director · Since 03/10/2017

DEBT COUNSELLOR

ENGLISH · ENGLAND · Age 39

Also on 4 other boards

Persons with Significant Control

Mr Leon Joseph Trotman

ownership-of-shares-25-to-50-percent-as-firm
voting-rights-25-to-50-percent-as-firm
right-to-appoint-and-remove-directors-as-firm

British · United Kingdom · Age 39

Units 1 And 2, 2nd Floor, Cheadle, SK8 2JY

Notified 03/10/2017

Former PSCs

Mr Patrick Thomas Mcfadden

Ceased 17/04/2020

Charges3 outstanding

Charge
outstanding

BALBEC EUROPE SCA SICAV-RAIF.

Created 22/10/2024Registered 25/10/2024
Charge
outstanding

BALBEC EUROPE SCA SICAV-RAIF

Created 05/10/2023Registered 11/10/2023
Charge
outstanding

BALBEC EUROPE SCA SICAV-RAIF

Created 05/10/2023Registered 11/10/2023
Charge
satisfied

POSITIVE CASHFLOW FINANCE LIMITED

Created 24/07/2020Registered 27/07/2020Satisfied 06/09/2021

CompanyRankvs 5737+ SIC 64999 peers
59

Financial strength92th percentile among SIC peers · 23/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 6.3× · 20/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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68
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2024

Net Worth

£555k

Balance sheet strength

Cash

£787k

Cash in the bank

Net Current Assets

£847k

Working capital

Current Assets

£1.0M

Current Liabilities

£160k

Fixed Assets

£5k

Debtors

£220k

0avg. employees

Balance Sheet

Assets less current liabilities£853k
Prepared with Taxfiler

EstimatesDerived

YearCurrent RatioImplied Profit
20246.30+£63k
20236.04+£65k
20225.06+£47k
20214.61+£191k
20201.46—
20191.12—

Derived from filed accounts. Not audited figures.