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Lightbulb Credit Ltd

11018627

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • 1 outstanding charge (-2)

Details

BRAMLEY HOUSE BRAMLEY ROAD, NOTTINGHAM, NG10 3SX
Incorporated 18/10/2017

Compliance

Last accounts

31/12/2024

unaudited abridged

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 22/11/2025

Due 06/12/2026

On track

Industry

62012
Business and domestic software development
82990
Other business support service activities

Officers

Mr James Alistair Piper

director · Since 14/03/2018

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 51

Also on 1 other board

Mr Aleksander Hugo Smith

director · Since 24/07/2020

CHIEF OPERATING OFFICER

BRITISH · ENGLAND · Age 33

Also on 1 other board

Mr Adrian Peter Crean

director · Since 09/06/2023

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 59

Mr Ian David Green

director · Since 15/11/2024

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 60

Persons with Significant Control

Mr James Alistair Piper

25–50% shares
25–50% votes

British · England · Age 51

Bramley House, Bramley Road, Nottingham, NG10 3SX

Notified 18/10/2017

Foresight Impact Midlands Engine Gp Llp

Appoint directors

133, George Street, Edinburgh, EH2 4JS

Reg: So306311 · Uk Companies House · Limited Partnership

Notified 14/04/2023

Former PSCs

Mrs Rebecca Louise Piper

Ceased 30/11/2024

Charges1 outstanding

Charge
satisfied

NATIONWIDE FINANCE LIMITED

Created 28/03/2022Registered 28/03/2022Satisfied 17/04/2023
Charge
outstanding

HSBC UK BANK PLC

Created 09/07/2021Registered 12/07/2021

CompanyRankvs 19198+ SIC 62012 peers
49

Financial strength3th percentile among SIC peers · 1/25
Employees91th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.72× · 20/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

-£269k

Balance sheet strength

Cash

£120k

Cash in the bank

Net Current Assets

£270k

Working capital

Current Assets

£427k

Current Liabilities

£157k

Fixed Assets

£194k

Debtors

£307k

5avg. employees+2

Tax at Year End(2022)

VAT£3k

Balance Sheet

Intangible assets£192k
Assets less current liabilities£464k
Signed by Mr J A Piper 29th September 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20242.72+£151k
20231.11-£362k
20220.52-£61k£65k
20212.06-£18k
20203.14+£16k£527k
20191.16-£1k
20181.36

Derived from filed accounts. Not audited figures.