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Gemba Finance Ltd

11040011

active
Private Limited Company
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
0/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Loss before tax (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

LEVEL39 ONE CANADA SQUARE, LONDON, E14 5AB
Incorporated 31/10/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

62012
Business and domestic software development
64999
Other financial service activities

Officers

Alexander Legoshin

director · Since 31/10/2017

CHIEF EXECUTIVE OFFICER

RUSSIAN · UNITED KINGDOM · Age 44

Mr. Vladimir Dereviagin

director · Since 26/06/2019

FINANCIAL CONSULTANT

ISRAELI · UNITED ARAB EMIRATES · Age 43

Mr. Ugis Latsons

director · Since 26/06/2019

CHIEF OPERATING OFFICER

LATVIAN · ENGLAND · Age 54

Persons with Significant Control

Alexander Legoshin

75–100% shares
75–100% votes
Appoint directors

Russian · United Kingdom · Age 44

Level39, One Canada Square, London, E14 5AB

Notified 31/10/2017

CompanyRankvs 15988+ SIC 62012 peers
53

Financial strength91th percentile among SIC peers · 23/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.38× · 2/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

secured commitments totaling approximately £2.8 million, with funding finalized in Q2 2025. While certain uncertainties remain that could cast doubt on the Company’s ability to continue as a going concern, management has implemented appropriate plans to address these uncertainties and remains confident in the Company’s sustainability. Accordingly, the financial statements do not include an

Key FinancialsYear ending 31/12/2024

Turnover

£306k

Annual revenue

Net Worth

£217k

Balance sheet strength

Cash

£173k

Cash in the bank

Profit Before Tax

-£1.3M

Bottom line earnings

Net Current Assets

-£444k

Working capital

Current Assets

£269k

Current Liabilities

£713k

Fixed Assets

£661k

Debtors

£95k

Cost of Sales

£295k

Gross Profit

£11k

Admin Expenses

£1.2M

Operating Profit

-£1.2M

Profit After Tax

-£1.3M

12avg. employees+1

People Costs

Wages & salaries£510k
NI contributions£91k

Balance Sheet

Intangible assets£645k
Assets less current liabilities£217k
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20240.38-£177k
20220.47-£814k
20210.90+£1.2M

Derived from filed accounts. Not audited figures.