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Hcb Mortgages Ltd

11043288

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

10 MANOR PARK, BANBURY, OX16 3TB
Incorporated 02/11/2017

Compliance

Last accounts

30/11/2025

micro entity

Next accounts due

31/08/2027

On track

Confirmation statement

Last: 17/11/2025

Due 01/12/2026

On track

Industry

64999
Other financial service activities

Officers

Mr Dale Mark Higham

director · Since 02/11/2017

MORTGAGE ADVISER

BRITISH · ENGLAND · Age 40

Also on 1 other board

Mr David Charles Barrows

director · Since 01/05/2019

MORTGAGE ADVISOR

BRITISH · ENGLAND · Age 37

Also on 1 other board

Mr Peter Critchley

director · Since 01/05/2019

MORTGAGE ADVISOR

BRITISH · ENGLAND · Age 40

Persons with Significant Control

Mr Dale Mark Higham

25–50% shares
25–50% votes

British · England · Age 40

10 Manor Park, Manor Park, Banbury, OX16 3TB

Notified 02/11/2017

Mr Peter Critchley

25–50% shares
25–50% votes

British · England · Age 40

10 Manor Park, Banbury, OX16 3TB

Notified 11/05/2019

Mr David Charles Barrows

25–50% shares
25–50% votes

British · England · Age 37

10 Manor Park, Banbury, OX16 3TB

Notified 11/05/2019

CompanyRankvs 8925+ SIC 64999 peers
62

Financial strength89th percentile among SIC peers · 22/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio -1.02× · 2/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
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8925Hcb Mortgages Ltd
59
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2025

Net Worth

£397k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£388k

Working capital

Current Assets

£194k

Current Liabilities

-£190k

Fixed Assets

£12k

5avg. employees

Balance Sheet

Assets less current liabilities£399k
Signed by Mr D Higham 05/03/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.02+£0
20251.02+£94k
20240.67+£12k
20234.91+£62k
20223.41+£110k
20212.40—

Derived from filed accounts. Not audited figures.