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Accolade Education Finance Limited

11044231

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 5 outstanding charges (-10)

Details

CLIFT HOUSE, TORPOINT, PL11 3AA
Incorporated 02/11/2017

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 24/03/2026

Due 07/04/2027

On track

Industry

64910
Financial leasing

Officers

Mr Andrew James Willoughby

director · Since 02/11/2017

ACCOUNTANT

BRITISH · ENGLAND · Age 61

Also on 11 other boards

Mr Frederick Yue

director · Since 02/03/2022

BANKER

BRITISH · UNITED KINGDOM · Age 71

Also on 6 other boards

Charges5 outstanding

Charge
outstanding

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Created 10/02/2021Registered 12/02/2021
Charge
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WALBROOK ASSET FINANCE LIMITED

Created 10/02/2021Registered 11/02/2021
Charge
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BANK OF LONDON AND THE MIDDLE EAST PLC

Created 20/09/2018Registered 25/09/2018
Charge
outstanding

BANK OF LONDON AND THE MIDDLE EAST PLC

Created 20/09/2018Registered 25/09/2018

CompanyRankvs 509+ SIC 64910 peers
36

Financial strength63th percentile among SIC peers · 16/25
Employees27th percentile among SIC peers · 4/15
LiquidityCurrent ratio 0.3× · 2/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees4/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£55k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£248k

Working capital

Current Assets

£105k

Current Liabilities

£352k

Fixed Assets

£304k

0avg. employees

Balance Sheet

Assets less current liabilities£56k

EstimatesDerived

YearCurrent RatioImplied Profit
20250.30+£20k
20240.15-£94k
20230.26

Derived from filed accounts. Not audited figures.