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Life Plan Solutions Limited

11090400

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

19 PARK LANE, STOKE-ON-TRENT, ST4 3JP
Incorporated 30/11/2017

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

86900
Other human health activities

Officers

Mrs Ampili Krishnankutty Nair

director · Since 16/09/2025

DIRECTOR

BRITISH · ENGLAND · Age 46

Mrs Neethu Mathew Siby

director · Since 16/09/2025

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 39

Also on 1 other board

Persons with Significant Control

Trent Valley (Wmd)Holdings Limited

75–100% shares

3, Buckden Close, Skipton, BD23 1FZ

Reg: 16551567 · England & Wales · Limited Company

Notified 16/09/2025

Former PSCs

Mr Peter Lee Rolls

Ceased 16/09/2025

Charges1 outstanding

Charge
outstanding

BCRS CIEF II LIMITED

Created 16/09/2025Registered 24/09/2025
Charge
satisfied

HITACHI CAPITAL (UK) PLC

Created 14/06/2018Registered 14/06/2018Satisfied 08/02/2022
Charge
satisfied

HSBC BANK PLC

Created 17/01/2018Registered 18/01/2018Satisfied 24/08/2022

CompanyRankvs 2948+ SIC 86900 peers
73

Financial strength94th percentile among SIC peers · 24/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 8.36× · 20/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£208k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£191k

Working capital

Current Assets

£217k

Current Liabilities

£26k

Fixed Assets

£17k

31avg. employees

Balance Sheet

Assets less current liabilities£209k
Signed by 11090400 2024-04-01 2025-03-31 11090400 2025-03-31 11090400 core:CurrentFinancialInstruments core:WithinOneYear 2025-03-Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20258.36-£156k
202411.33+£0
202311.33+£291k
20221.97+£238k
20210.15-£89k
20200.34+£0
20190.34

Derived from filed accounts. Not audited figures.