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Ramsay & White Ltd

11127743

active
ltd
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

49 Commercial Street, Mountain Ash, CF45 3PS
Incorporated 29/12/2017

Compliance

Last accounts

30/03/2025

total exemption full

Next accounts due

30/12/2026

On track

Confirmation statement

Last: 27/04/2026

Due 11/05/2027

On track

Industry

64999
Other financial service activities
66190
Other activities auxiliary to financial services

Officers

Mr Joel Michael White

director · Since 29/12/2017

DIRECTOR

BRITISH · UNITED KINGDOM · Age 38

Also on 2 other boards

Mr Paul Davies

director · Since 28/05/2020

DIRECTOR

BRITISH · WALES · Age 49

Also on 8 other boards

Mr Dean Christopher Terry Cripps

director · Since 16/09/2020

DIRECTOR

BRITISH · UNITED KINGDOM · Age 36

Also on 3 other boards

Joel Michael White

director · Since 29/12/2017

British · United Kingdom · Age 38

Paul Davies

director · Since 28/05/2020

British · Wales · Age 49

Dean Christopher Terry Cripps

director · Since 16/09/2020

British · United Kingdom · Age 36

Persons with Significant Control

Mr Joel Michael White

50–75% shares
50–75% votes
Appoint directors

British · United Kingdom · Age 38

49, Commercial Street, Mountain Ash, CF45 3PS

Notified 29/12/2017

Change History

status → active
2026-08-05

Active

type → ltd
2026-08-05

Private Limited Company

address line1 → 49 Commercial Street
2026-08-05

GROUND FLOOR, 5 OAK TREE COURT MULBERRY DRIVE

post town → Mountain Ash
2026-08-05

CARDIFF

postcode → CF45 3PS
2026-08-05

CF23 8RS

officer appointed → CRIPPS, Dean Christopher Terry
2026-08-05
officer appointed → DAVIES, Paul
2026-08-05
officer appointed → WHITE, Joel Michael
2026-08-05

CompanyRankvs 4962+ SIC 64999 peers
71

Financial strength80th percentile among SIC peers · 20/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.31× · 12/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/03/2025

Net Worth

£118k

Balance sheet strength

Cash

£329k

Cash in the bank

Net Current Assets

£82k

Working capital

Current Assets

£343k

Current Liabilities

£261k

Fixed Assets

£37k

Debtors

£14k

12avg. employees-4

Balance Sheet

Intangible assets£12k
Assets less current liabilities£118k
Signed by Mr Joel White 01/08/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.31-£70k
20241.81-£80k
20232.25—

Derived from filed accounts. Not audited figures.