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Radiant Financial Group Uk Holdings Limited

11144498

active
ltd
england wales
Companies House
Health Score
66 / 100

Some Concerns

30/30
Filing
0/30
Financial
36/40
Risk
  • Loss before tax (-10)
  • Going concern doubt noted in accounts (-10)
  • 2 outstanding charges (-4)

Details

Sovereign Place, 20 The Point, Market Harborough, LE16 7QU
Incorporated 11/01/2018

Previously known as

Radiant Financial Group Limited · until 22/02/2021
Jaming Group Holdings Limited · until 26/11/2020

Compliance

Last accounts

31/03/2025

group

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 10/01/2026

Due 24/01/2027

On track

Industry

64209
Activities of other holding companies

Officers

Mr James Richard Cumming

director · Since 25/06/2021

CHIEF FINANCE OFFICER

BRITISH · ENGLAND · Age 45

Also on 3 other boards

Mr Robert Walter Thomas Urry Taylor

director · Since 25/06/2021

COMPLIANCE DIRECTOR

BRITISH · ENGLAND · Age 50

Also on 4 other boards

Mr Alan Hopley

director · Since 17/01/2024

HEAD OF FINANCIAL PLANNING & ANALYSIS

BRITISH · ENGLAND · Age 47

Also on 1 other board

James Richard Cumming

director · Since 25/06/2021

British · England · Age 45

Robert Walter Thomas Urry Taylor

director · Since 25/06/2021

British · England · Age 50

Alan Hopley

director · Since 17/01/2024

British · England · Age 47

Former

Paul Christopher Sibson

secretary · Resigned 12/12/2018

Paul Christopher Sibson

director · Resigned 12/12/2018

Martin John Watson

director · Resigned 15/10/2020

Graham John Clarkson

director · Resigned 06/11/2020

Krystyna Wojnarowicz

director · Resigned 13/01/2023

Helen Taylor

director · Resigned 17/01/2024

Simon Mark Hellier

director · Resigned 12/04/2024

David Edwards

director · Resigned 14/02/2025

Persons with Significant Control

Apiary Capital Partners I Gp Llp, In Its Capacity As General Partner Of Apiary Capital Partners I-A Lp

75–100% shares
75–100% votes
Appoint directors

Saltire Court, 20 Castle Terrace, Edinburgh, EH1 2EN

Notified 06/11/2020

Apiary Capital Partners I Investment Gp Llp In Its Capacity As General Partner Of Apiary Capital Partners I Investment Lp

75–100% shares
75–100% votes
Appoint directors

6, Warwick Street, London, W1B 5LX

Notified 06/06/2026

Former PSCs

Mr Graham John Clarkson

Ceased 06/11/2020

Charges2 outstanding

Charge
outstanding

INVESTEC BANK PLC (AS SECURITY AGENT)

Created 10/02/2023Registered 20/02/2023
Charge
outstanding

INVESTEC BANK PLC

Created 10/02/2023Registered 10/02/2023
Charge
satisfied

SANTANDER UK PLC AS SECURITY HOLDER

Created 05/11/2021Registered 08/11/2021Satisfied 04/03/2023

Change History

statusactive
2026-07-09

Active

typeltd
2026-07-09

Private Limited Company

address line1Sovereign Place
2026-07-09

SOVEREIGN PLACE

post townMarket Harborough
2026-07-09

MARKET HARBOROUGH

CompanyRankvs 13955+ SIC 64209 peers
39

Financial strength97th percentile among SIC peers · 24/25
Employees75th percentile among SIC peers · 11/15
LiquidityNo balance sheet data · 0/20
Longevity9 years trading (max 15) · 9/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity9/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/03/2025

Net Worth

£9.8M

Balance sheet strength

Cash

£2.3M

Cash in the bank

Profit Before Tax

-£208k

Bottom line earnings

Net Current Assets

-£23.5M

Working capital

Current Assets

Current Liabilities

£26.8M

Fixed Assets

£236k

Debtors

£4.6M

Cost of Sales

£178k

Admin Expenses

£14.5M

Profit After Tax

-£208k

2avg. employees-4

Tax at Year End

Corp tax£148k

People Costs

Wages & salaries£7.4M

Balance Sheet

Intangible assets£30.1M
Assets less current liabilities£30.7M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
2025+£414k
20240.09-£276k
20230.23

Derived from filed accounts. Not audited figures.