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Ingenious Money Limited

11151040

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

GOWRAN HOUSE, CHIPPING SODBURY, BS37 6AG
Incorporated 15/01/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

63990
Other information service activities

Officers

Rachel Anne Whealy

director · Since 15/01/2018

BROKER

BRITISH · CANADA · Age 54

Also on 1 other board

Mr Charles Brown

director · Since 16/10/2021

DIRECTOR

BRITISH · ENGLAND · Age 76

Also on 1 other board

Persons with Significant Control

Rachel Anne Whealy

75–100% shares
ownership-of-shares-75-to-100-percent-as-firm
75–100% votes
Appoint directors

British · England · Age 54

Gowran House, 56 Broad Street, Chipping Sodbury, BS37 6AG

Notified 15/01/2018

Former PSCs

Mr Philip Mark Whealy

Ceased 01/01/2020

CompanyRankvs 3382+ SIC 63990 peers
68

Financial strength55th percentile among SIC peers · 14/25
Employees76th percentile among SIC peers · 11/15
LiquidityCurrent ratio 2.14× · 20/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£2k

Balance sheet strength

Cash

£4k

Cash in the bank

Net Current Assets

£2k

Working capital

Current Assets

£4k

Current Liabilities

£2k

2avg. employees

Tax at Year End

Corp tax£658

Director Loans

Company owes directors£1k

Balance Sheet

Assets less current liabilities£2k
Signed by Mrs Rachel Whealy 30 April 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent Ratio
20252.14
20240.85
20230.71
20220.27

Derived from filed accounts. Not audited figures.