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Includo Finance Limited

11227171

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Negative net worth (-10)

Details

90C WORCESTER ROAD, STOURBRIDGE, DY9 0NJ
Incorporated 27/02/2018

Compliance

Last accounts

30/04/2025

dormant

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 18/08/2025

Due 01/09/2026

On track

Industry

64999
Other financial service activities

Officers

Mr Gary Priest

director · Since 08/08/2025

DIRECTOR

BRITISH · ENGLAND · Age 68

Also on 4 other boards

Former

Mr Anup Sirichand

director · Resigned 08/08/2025

Persons with Significant Control

Mr Anup Sirichand

25–50% shares
ownership-of-shares-25-to-50-percent-as-firm
25–50% votes
voting-rights-25-to-50-percent-as-firm

British · England · Age 45

90c, Worcester Road, Stourbridge, DY9 0NJ

Notified 27/02/2018

Mr Richard Raymond Hoban

25–50% shares
25–50% votes

British · England · Age 37

90c, Worcester Road, Stourbridge, DY9 0NJ

Notified 18/08/2025

CompanyRankvs 20857+ SIC 64999 peers
28

Financial strength11th percentile among SIC peers · 3/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 0× · 2/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength3/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

-£2k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£2k

Working capital

Current Assets

£8

Current Liabilities

£2k

Balance Sheet

Assets less current liabilities-£2k
Signed by Mr G Priest 30/01/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.00-£180
20240.00-£180
20230.00—

Derived from filed accounts. Not audited figures.