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Baya Financial Ltd

11227929

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

MOOSE ACCOUNTING STUDIO 520 GREEN HOUSE, CUSTARD FACTORY, BIRMINGHAM, B9 4DP
Incorporated 27/02/2018

Compliance

Last accounts

30/04/2025

unaudited abridged

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 26/02/2026

Due 12/03/2027

On track

Industry

64999
Other financial service activities

Officers

Ms Jacqueline Houguez-Simmons

director · Since 27/02/2018

FINANCE

BRITISH · UNITED KINGDOM · Age 62

Also on 5 other boards

Persons with Significant Control

Miss Jacqueline Houguez-Simmons

75–100% shares

British · United Kingdom · Age 62

12 St Georges Court, Lemsford Road, St. Albans, AL1 3NR

Notified 27/02/2018

CompanyRankvs 2018+ SIC 64999 peers
79

Financial strength92th percentile among SIC peers · 23/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 7.19× · 20/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
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2018Baya Financial Ltd
79
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£555k

Balance sheet strength

Cash

£96k

Cash in the bank

Net Current Assets

£578k

Working capital

Current Assets

£671k

Current Liabilities

£93k

Fixed Assets

£3k

Debtors

£575k

4avg. employees

Balance Sheet

Assets less current liabilities£581k
Prepared with Capium Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20257.19-£26k
20246.85+£211k
20238.18+£120k
20229.12+£75k
20215.53+£97k
20204.04+£51k
20191.76—

Derived from filed accounts. Not audited figures.