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Whichrate Holdings Ltd

11244557

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

WOLSELEY HOUSE DYSON WAY, STAFFORD, ST18 0GA
Incorporated 09/03/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64209
Activities of other holding companies

Officers

Mr Paul Roscoe

secretary · Since 01/08/2018

Also on 12 other boards

Mr David Bjorn Gardner

director · Since 27/05/2021

DIRECTOR

BRITISH · ENGLAND · Age 47

Also on 6 other boards

Mr Paul Roscoe

director · Since 27/05/2021

DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 12 other boards

Persons with Significant Control

Garros Limited

75–100% shares
75–100% votes
Appoint directors

International House, 24 Holborn Viaduct, London, EC1A 2BN

Reg: 13089099 · Companies House · Private Company Limited By Shares

Notified 27/05/2021

Former PSCs

Mr Terence Potter

Ceased 27/05/2021

Mr Robert Nigel Barnett

Ceased 27/05/2021

Charges1 outstanding

Charge
outstanding

HSBC UK BANK PLC

Created 13/08/2023Registered 15/08/2023
Charge
satisfied

SHAWBROOK BANK LIMITED

Created 27/05/2021Registered 04/06/2021Satisfied 04/08/2023

CompanyRankvs 9371+ SIC 64209 peers
53

Financial strength68th percentile among SIC peers · 17/25
Employees75th percentile among SIC peers · 11/15
LiquidityCurrent ratio 1.23× · 12/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£61k

Balance sheet strength

Cash

£30k

Cash in the bank

Net Current Assets

£60k

Working capital

Current Assets

£320k

Current Liabilities

£259k

Fixed Assets

£203

Debtors

£290k

2avg. employees

Director Loans

Company owes directors£5k

Balance Sheet

Assets less current liabilities£61k
Signed by Mr P Roscoe 4 February 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.23+£23k
20243.10+£29k
20232.91+£0
20224.39-£42k
202126.72
20201.07

Derived from filed accounts. Not audited figures.