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Penny Lane Credit Services Ltd

11275264

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Going concern doubt noted in accounts (-10)

Details

FERNWOOD HOUSE FERNWOOD ROAD, NEWCASTLE UPON TYNE, NE2 1TJ
Incorporated 26/03/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64929
64929

Officers

Mr Martin Lee Trinder

director · Since 26/03/2018

DIRECTOR

BRITISH · UNITED KINGDOM · Age 47

Also on 30 other boards

Mr John Herron

director · Since 30/11/2018

JEWELLER

BRITISH · ENGLAND · Age 40

Also on 2 other boards

Miss Angela Tate

director · Since 21/11/2019

DIRECTOR

BRITISH · UNITED KINGDOM · Age 46

Also on 2 other boards

Mr John Aynsley Herron

director · Since 11/02/2021

JEWELLER

BRITISH · UNITED KINGDOM · Age 64

Also on 7 other boards

Persons with Significant Control

Trinders Independent Traders Limited

25–50% shares
25–50% votes
Appoint directors

1, Seaforth Street, Blyth, NE24 1AY

Reg: 09924087 · Companies House · Limited Company

Notified 26/03/2018

Mr John Aynsley Herron

25–50% shares
25–50% votes

British · United Kingdom · Age 64

Fernwood House, Fernwood Road, Newcastle, NE2 1TJ

Notified 21/02/2024

CompanyRankvs 1037+ SIC 64929 peers
31

Financial strength64th percentile among SIC peers · 16/25
Employees16th percentile among SIC peers · 2/15
LiquidityNo balance sheet data · 0/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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1037Penny Lane Credit Services Ltd
41
How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

statements present information about the company as an individual entity and not about its group . Penny Lane Credit Services Ltd is a subsidiary of Trinders Independent Traders. 2.2 Going concern The financial statements have been prepared on a going concern basis which, in the opinion of the director, is the appropriate basis. The company's ability to continue trading is de

Key FinancialsYear ending 31/03/2025

Net Worth

£63k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£87k

Working capital

Current Assets

—

Current Liabilities

—

Fixed Assets

£11k

Debtors

£238k

0avg. employees

Balance Sheet

Intangible assets£0
Assets less current liabilities£97k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
2025—+£28k
2024—+£21k
20231.27+£16k
20221.11+£53k
20210.72—
20200.51—

Derived from filed accounts. Not audited figures.