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Platinum Financial Ltd

11298789

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

30 BENTON ROAD, NEWCASTLE UPON TYNE, NE7 7DU
Incorporated 09/04/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Darren Williams

director · Since 09/04/2018

FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 46

Also on 8 other boards

Mr Joshua John Williams

director · Since 10/03/2026

BRITISH · ENGLAND · Age 22

Persons with Significant Control

Mr Darren Williams

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 46

14, Melkridge Gardens, Newcastle Upon Tyne, NE7 7GQ

Notified 09/04/2018

Mrs Lisa May Williams

50–75% shares

British · United Kingdom · Age 46

30, Benton Road, Newcastle Upon Tyne, NE7 7DU

Notified 22/12/2023

Charges2 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 03/04/2023Registered 03/04/2023
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 03/04/2023Registered 03/04/2023

CompanyRankvs 1790+ SIC 64999 peers
70

Financial strength86th percentile among SIC peers · 22/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 3.41× · 20/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£239k

Balance sheet strength

Cash

£207k

Cash in the bank

Net Current Assets

£147k

Working capital

Current Assets

£208k

Current Liabilities

£61k

Fixed Assets

£172k

Debtors

£1k

19avg. employees+1

Balance Sheet

Assets less current liabilities£319k

EstimatesDerived

YearCurrent RatioImplied Profit
20253.41+£55k
20241.08+£28k
20231.21+£42k
20225.52+£31k
20213.75+£68k
20201.27+£8k
20191.04—

Derived from filed accounts. Not audited figures.