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Flex-E-Card Limited

11321821

active
Private Limited Company
england wales
Companies House
Health Score
91 / 100

Healthy

25/30
Filing
30/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • 2 outstanding charges (-4)

Details

LEVEL 4, BIRMINGHAM, B1 2LP
Incorporated 20/04/2018

Compliance

Last accounts

30/06/2025

small

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 19/04/2026

Due 03/05/2027

On track

Industry

62012
Business and domestic software development

Officers

Mr Adam Rhys Olding

director · Since 18/02/2025

COMPANY DIRECTOR / CEO

AUSTRALIAN · AUSTRALIA · Age 54

Mrs Anushka Helene Denning

secretary · Since 03/11/2025

Mr Stuart George Will

director · Since 04/12/2025

AUSTRALIAN · AUSTRALIA · Age 54

Persons with Significant Control

Eml Payments Europe Limited

75–100% shares
75–100% votes
Appoint directors

11 Brindleyplace, 4th Floor, Birmingham, B1 2LP

Reg: 05852181 · Registrar Of Companies For England And Wales · Limited Company

Notified 28/06/2019

Former PSCs

Flex-E-Vouchers Limited

Ceased 28/06/2019

Charges2 outstanding

Charge
outstanding

ANZ FIDUCIARY SERVICES PTY LIMITED

Created 23/09/2024Registered 02/10/2024
Charge
outstanding

ANZ FIDUCIARY SERVICES PTY LIMITED

Created 24/09/2021Registered 27/09/2021

CompanyRankvs 6140+ SIC 62012 peers
65

Financial strength99th percentile among SIC peers · 25/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.23× · 12/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2021

Turnover

£4.0M

Annual revenue

Net Worth

£3.6M

Balance sheet strength

Cash

£3.0M

Cash in the bank

Profit Before Tax

£1.5M

Bottom line earnings

Net Current Assets

£3.3M

Working capital

Current Assets

£17.6M

Current Liabilities

£14.3M

Fixed Assets

£480k

Debtors

£525k

Cost of Sales

£524k

Gross Profit

£3.5M

Admin Expenses

£2.0M

Operating Profit

£1.5M

30avg. employees

Balance Sheet

Intangible assets£0
Assets less current liabilities£3.7M
Prepared with Companies House

EstimatesDerived

YearCurrent Ratio
20211.23

Derived from filed accounts. Not audited figures.