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Ascent Financial Planning Limited

11326329

active
ltd
wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

93 Bowen Court St. Asaph Business Park, St. Asaph, LL17 0JE
Incorporated 24/04/2018

Previously known as

Beaufort Financial Planning (St Asaph & Chester) Limited · until 03/03/2023

Compliance

Last accounts

31/12/2025

total exemption full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 23/04/2026

Due 07/05/2027

On track

Industry

64999
Other financial service activities

Officers

Mr Gwilym Alexander Lloyd Jones

director · Since 01/09/2020

FINANCIAL ADVISER

BRITISH · WALES · Age 39

Also on 3 other boards

Mr John James Ridings

director · Since 01/03/2023

FINANCIAL ADVISOR

BRITISH · WALES · Age 39

Also on 2 other boards

Delyth Lloyd Jones

director · Since 02/04/2026

BRITISH · WALES · Age 43

Also on 1 other board

Mrs Chloe Nicole Ridings

director · Since 02/04/2026

BRITISH · WALES · Age 34

Also on 2 other boards

Gwilym Alexander Lloyd Jones

director · Since 01/09/2020

British · Wales · Age 39

John James Ridings

director · Since 01/03/2023

British · Wales · Age 39

Delyth Lloyd Jones

director · Since 02/04/2026

British · Wales · Age 43

Chloe Nicole Ridings

director · Since 02/04/2026

British · Wales · Age 34

Former

Stephen David Lyth

director · Resigned 12/07/2022

Gaynor Valerie Lyth

director · Resigned 02/04/2026

Persons with Significant Control

Ascent Financial Planning Holdings Limited

75–100% shares

93 Bowen Court, St. Asaph Business Park, St. Asaph, LL17 0JE

Reg: 14556284 · Registrar Of Companies For England And Wales · Private Limited Company

Notified 01/03/2023

Former PSCs

Mr Stephen David Lyth

Ceased 01/03/2023

Mrs Gaynor Valerie Lyth

Ceased 02/04/2026

Charges1 outstanding

Charge
outstanding

QUILTER FINANCIAL PLANNING LIMITED

Created 01/04/2026Registered 16/04/2026

Change History

statusactive
2026-07-25

Active

typeltd
2026-07-25

Private Limited Company

address line193 Bowen Court St. Asaph Business Park
2026-07-25

93 BOWEN COURT

post townSt. Asaph
2026-07-25

ST. ASAPH

officer appointedLLOYD JONES, Delyth
2026-07-25
officer appointedLLOYD JONES, Gwilym Alexander
2026-07-25
officer appointedRIDINGS, Chloe Nicole
2026-07-25
officer appointedRIDINGS, John James
2026-07-25

CompanyRankvs 2551+ SIC 64999 peers
67

Financial strength79th percentile among SIC peers · 20/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 3.22× · 20/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£104k

Balance sheet strength

Cash

£210k

Cash in the bank

Net Current Assets

£148k

Working capital

Current Assets

£215k

Current Liabilities

£67k

Fixed Assets

£7k

Debtors

£5k

7avg. employees

Tax at Year End

Corp tax£62k

Balance Sheet

Assets less current liabilities£156k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20253.22+£0
20253.22+£17k
20241.75+£59k
20231.34

Derived from filed accounts. Not audited figures.