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Luminary Inc Finance Ltd

11366159

active
ltd
england wales
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
0/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

29 Finsbury Circus, London, EC2M 5SQ
Incorporated 16/05/2018

Previously known as

Cometa Pay Ltd. · until 25/11/2024
Belnax Limited · until 22/08/2022

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 07/01/2026

Due 21/01/2027

On track

Industry

63990
Other information service activities
64999
Other financial service activities

Officers

Mr Aleksejs Telepna

director · Since 16/05/2018

DIRECTOR

LATVIAN · ENGLAND · Age 40

Also on 2 other boards

Aleksejs Telepna

director · Since 16/05/2018

Latvian · England · Age 40

Persons with Significant Control

Mr Alexander Chernyshev

75–100% shares

Swiss · Switzerland · Age 35

29, Finsbury Circus, London, EC2M 5SQ

Notified 05/01/2026

Former PSCs

Artiom Vasiliev

Ceased 31/03/2020

Mr Aleksejs Telepna

Ceased 05/01/2026

Change History

statusactive
2026-07-15

Active

typeltd
2026-07-15

Private Limited Company

address line129 Finsbury Circus
2026-07-15

29 FINSBURY CIRCUS

post townLondon
2026-07-15

LONDON

CompanyRankvs 13606+ SIC 63990 peers
37

Financial strength8th percentile among SIC peers · 2/25
Employees42th percentile among SIC peers · 6/15
LiquidityCurrent ratio 0.77× · 6/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

-£16k

Balance sheet strength

Cash

£51k

Cash in the bank

Net Current Assets

-£16k

Working capital

Current Assets

£52k

Current Liabilities

£68k

Debtors

£1k

1avg. employees

Balance Sheet

Assets less current liabilities-£16k
Prepared with BTCSoftware AP Solution 2025 12.2.02

EstimatesDerived

YearCurrent RatioImplied Profit
20240.77-£25k
20241.12
20231.94

Derived from filed accounts. Not audited figures.