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Penny Smith Financial Services Ltd

11416284

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

18 BLACKPOOL ROAD, POULTON-LE-FYLDE, FY6 7QA
Incorporated 14/06/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Ms Penny Catherine Marland

director · Since 14/06/2018

DIRECTOR

BRITISH · ENGLAND · Age 55

Mr Mark William Marland

director · Since 18/06/2018

DIRECTOR

BRITISH · ENGLAND · Age 56

Also on 5 other boards

Persons with Significant Control

Ms Penny Catherine Marland

Significant control

British · England · Age 55

18 Blackpool Road, Poulton-Le-Fylde, FY6 7QA

Notified 14/06/2018

CompanyRankvs 10427+ SIC 64999 peers
55

Financial strength39th percentile among SIC peers · 10/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 1.18× · 12/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength10/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£221

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£17k

Working capital

Current Assets

£42k

Current Liabilities

£35k

Fixed Assets

£3k

2avg. employees

Balance Sheet

Assets less current liabilities£19k
Prepared with BTCSoftware AP Solution 2025 12.1.01

EstimatesDerived

YearCurrent RatioImplied Profit
20251.18
20241.45+£2k
20231.39
20221.17
20211.54

Derived from filed accounts. Not audited figures.