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Xchange Finance Limited

11454223

active
Private Limited Company
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
0/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Loss before tax (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

4TH FLOOR, LONDON, EC1M 6DR
Incorporated 09/07/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Ms Evija Meimane

director · Since 19/07/2019

DIRECTOR

LATVIAN · UNITED KINGDOM · Age 45

Mr Paul Michael Whelan

director · Since 11/12/2025

IRISH · ENGLAND · Age 52

Mr Abdul Kader Ali Saleh

director · Since 06/01/2026

BRITISH · ENGLAND · Age 58

Also on 3 other boards

Persons with Significant Control

Matthias Gerard Boulliung

75–100% shares
75–100% votes
Appoint directors

French · Latvia · Age 38

4th Floor, 1 Cowcross Street, London, EC1M 6DR

Notified 06/02/2024

Former PSCs

Mr Andrei Sazonov

Ceased 28/01/2019

Ms Hanna Minhazava

Ceased 29/11/2019

Andrey Myslivtsev

Ceased 06/02/2024

Kirils Cehovals

Ceased 01/10/2025

CompanyRankvs 3552+ SIC 64999 peers
65

Financial strength88th percentile among SIC peers · 22/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 9.01× · 20/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion. Material uncertainty related to going concern We draw attention to Note 3, 'Going concern', in the financial statements, which indicates that the company is dependent on the ongoing financial support of its shareholders to meet its

Key FinancialsYear ending 31/12/2024

Turnover

£1k

Annual revenue

Net Worth

£338k

Balance sheet strength

Cash

£368k

Cash in the bank

Profit Before Tax

-£118k

Bottom line earnings

Net Current Assets

£338k

Working capital

Current Assets

£380k

Current Liabilities

£42k

Debtors

£12k

Cost of Sales

£6k

Gross Profit

-£5k

Admin Expenses

£113k

Operating Profit

-£118k

Profit After Tax

-£118k

2avg. employees

Director Loans

Company owes directors£18k

People Costs

Wages & salaries£36k

Balance Sheet

Assets less current liabilities£338k
Prepared with Sage Accounts Production Advanced 2024 - FRS102_2024

EstimatesDerived

YearCurrent RatioImplied Profit
20249.01+£0
20249.01+£204k
202321.23+£25k
20221.39-£206k
2021253.32

Derived from filed accounts. Not audited figures.