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Ht Finance Ltd

11481948

active
Private Limited Company
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
0/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

CARLOANS 365 FLOOR 2, JACKSON HOUSE, SALE, M33 7RR
Incorporated 25/07/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Eric Melvyn Kilby

director · Since 25/07/2018

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 81

Also on 1 other board

Mr Jamie Taylor

director · Since 25/07/2018

MANAGING DIRECTOR

BRITISH · UNITED KINGDOM · Age 33

Also on 1 other board

Mr Jack Gale

director · Since 21/12/2021

DIRECTOR OF SALES

BRITISH · ENGLAND · Age 35

Also on 2 other boards

Mr Christopher Meachin-Black

director · Since 24/03/2025

DIRECTOR

BRITISH · ENGLAND · Age 39

Persons with Significant Control

Mr Jamie Taylor

25–50% shares
25–50% votes

British · United Kingdom · Age 33

Carloans 365, Floor 2, Jackson House, Sale, M33 7RR

Notified 25/07/2018

Former PSCs

Mr Eric Melvyn Kilby

Ceased 02/05/2022

CompanyRankvs 16010+ SIC 64999 peers
45

Financial strength3th percentile among SIC peers · 1/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.96× · 6/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2024

Net Worth

-£75k

Balance sheet strength

Cash

£256k

Cash in the bank

Net Current Assets

-£74k

Working capital

Current Assets

£1.9M

Current Liabilities

£2.0M

Fixed Assets

£27k

Debtors

£1.7M

59avg. employees+10

Tax at Year End(2023)

VAT£158k

Balance Sheet

Assets less current liabilities-£47k
Signed by Mr Jamie Taylor 28/05/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20240.96+£149k
20230.97-£332k£3.2M
20211.77+£84k
20203.70

Derived from filed accounts. Not audited figures.