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Brighter Mortgage Solutions Group Ltd

11571172

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

2 WATER STREET, STAMFORD, PE9 2NJ
Incorporated 17/09/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services

Officers

Mr Matthew James Southgate Sands

director · Since 17/09/2018

DIRECTOR

ENGLISH · ENGLAND · Age 52

Also on 2 other boards

Persons with Significant Control

Ein Merched Ltd

25–50% shares
25–50% votes

27 Market Place, Market Deeping, Peterborough, PE6 8EA

Notified 17/09/2018

C & D Group Holdings Limited

25–50% shares
25–50% votes

27 Market Place, Market Deeping, Peterborough, PE6 8EA

Notified 17/09/2018

CompanyRankvs 5741+ SIC 66190 peers
37

Financial strength6th percentile among SIC peers · 2/25
Employees37th percentile among SIC peers · 6/15
LiquidityCurrent ratio 0.69× · 6/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
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5741Brighter Mortgage Solutions Group Ltd
32
How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

-£17k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£11k

Working capital

Current Assets

£23k

Current Liabilities

£34k

1avg. employees

Balance Sheet

Assets less current liabilities-£11k
Signed by M J Sands 03/11/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.69-£9k
20240.92-£5k
20231.09—
20221.24—
20211.40+£10k
20201.27-£4k
20190.97—

Derived from filed accounts. Not audited figures.