Back to search

Say It Now Ltd

11596917

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

3 ROYAL CRESCENT, CHELTENHAM, GL50 3DA
Incorporated 01/10/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

62012
Business and domestic software development

Officers

Mr Charles Robert Henry Cadbury

director · Since 01/10/2018

DIRECTOR

BRITISH · UNITED KINGDOM · Age 46

Also on 1 other board

Mr Sander Siezen

director · Since 01/10/2018

DIRECTOR

DUTCH · UNITED KINGDOM · Age 52

Mr Alexander Charles Crombie

director · Since 01/03/2021

DIRECTOR

BRITISH · UNITED KINGDOM · Age 51

Also on 6 other boards

Mr Brian Fitzpatrick

director · Since 19/05/2021

DIRECTOR

BRITISH · WALES · Age 55

Also on 1 other board

Persons with Significant Control

Mr Charles Robert Henry Cadbury

Appoint directors

British · United Kingdom · Age 46

3, Royal Crescent, Cheltenham, GL50 3DA

Notified 29/04/2025

Mr Norbert Horvath

Appoint directors

Hungarian · Malta · Age 51

3, Royal Crescent, Cheltenham, GL50 3DA

Notified 29/04/2025

Mr Sander Siezen

Appoint directors

Dutch · United Kingdom · Age 52

3, Royal Crescent, Cheltenham, GL50 3DA

Notified 29/04/2025

Former PSCs

Mr Charles Robert Henry Cadbury

Ceased 08/11/2021

Mr Sander Siezen

Ceased 08/11/2021

CompanyRankvs 156270+ SIC 62012 peers
63

Financial strength96th percentile among SIC peers · 24/25
Employees92th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.4× · 2/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£816k

Balance sheet strength

Cash

£13k

Cash in the bank

Net Current Assets

-£216k

Working capital

Current Assets

£141k

Current Liabilities

£358k

Fixed Assets

£1.0M

Debtors

£129k

6avg. employees

Tax at Year End

VAT£48k

Director Loans

Company owes directors£25k
Directors owe company£15k

Balance Sheet

Assets less current liabilities£819k
Signed by Mr Charles Cadbury 12th February 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20240.40+£0£958k
20240.40-£180k£958k
20230.90-£298k£355k
20213.08+£1.3M
20202.03+£17k
20190.61

Derived from filed accounts. Not audited figures.