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We Are Finance Ltd

11634439

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

PARK HOUSE, LEEDS, LS1 2PW
Incorporated 22/10/2018

Compliance

Last accounts

30/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 21/10/2025

Due 04/11/2026

On track

Industry

64999
Other financial service activities

Officers

Ms Melanie Ann Hird

director · Since 22/10/2018

INVESTMENT DIRECTOR

BRITISH · UNITED KINGDOM · Age 46

Also on 9 other boards

Mr Andrew James Walls

director · Since 22/10/2018

INVESTMENT DIRECTOR

BRITISH · UNITED KINGDOM · Age 48

Also on 7 other boards

Persons with Significant Control

Mr Andrew James Walls

25–50% shares
25–50% votes

English · England · Age 48

Park House, Park Square West, Leeds, LS1 2PW

Notified 15/06/2021

Ms Melanie Ann Hird

25–50% shares
25–50% votes

British · United Kingdom · Age 46

Park House, Park Square West, Leeds, LS1 2PW

Notified 15/06/2021

Former PSCs

Mr Andrew James Walls

Ceased 22/10/2018

Fresh Thinking Management Ltd

Ceased 15/06/2021

CompanyRankvs 10585+ SIC 64999 peers
56

Financial strength44th percentile among SIC peers · 11/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 1.08× · 12/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength11/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/12/2024

Net Worth

£1k

Balance sheet strength

Cash

£594k

Cash in the bank

Net Current Assets

£477k

Working capital

Current Assets

£6.8M

Current Liabilities

£6.3M

Fixed Assets

£3k

Debtors

£6.2M

2avg. employees

Balance Sheet

Assets less current liabilities£480k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20241.08
20231.05
20221.03
20211.34

Derived from filed accounts. Not audited figures.