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M&S Finance Specialists Ltd

11713446

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

130 TUFFLEY AVENUE, GLOUCESTER, GL1 5NS
Incorporated 05/12/2018

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Faisal Mulla

director · Since 05/12/2018

FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 40

Mr Lawrence John Smith

director · Since 05/12/2018

FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 37

Persons with Significant Control

Mr Lawrence John Smith

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 37

130, Tuffley Avenue, Gloucester, GL1 5NS

Notified 05/12/2018

Mr Faisal Mulla

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 40

130, Tuffley Avenue, Gloucester, GL1 5NS

Notified 05/12/2018

CompanyRankvs 3245+ SIC 64999 peers
76

Financial strength76th percentile among SIC peers · 19/25
Employees92th percentile among SIC peers · 14/15
LiquidityCurrent ratio 3.4× · 20/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£76k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£75k

Working capital

Current Assets

£106k

Current Liabilities

£31k

Fixed Assets

£381

6avg. employees+1

Balance Sheet

Assets less current liabilities£76k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20253.40-£18k
20243.59+£17k
20233.13+£23k
20223.31+£7k
20213.92

Derived from filed accounts. Not audited figures.