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Vital Financial Planning Ltd

11784937

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

218 STOW HILL, SOUTH WALES, NP20 4HA
Incorporated 24/01/2019

Compliance

Last accounts

31/05/2025

total exemption full

Next accounts due

28/02/2027

On track

Confirmation statement

Last: 07/04/2026

Due 21/04/2027

On track

Industry

64999
Other financial service activities

Officers

Mr Lewys Gerwyn Richards

director · Since 24/01/2019

CHARTERED FINANCIAL PLANNER

BRITISH · UNITED KINGDOM · Age 35

Also on 2 other boards

Persons with Significant Control

Mr Lewys Gerwyn Richards

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 35

218 Stow Hill, Newport, South Wales, NP20 4HA

Notified 24/01/2019

Former PSCs

Mr Martin Evans

Ceased 10/03/2020

CompanyRankvs 4263+ SIC 64999 peers
73

Financial strength78th percentile among SIC peers · 20/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 2.2× · 20/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
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4263Vital Financial Planning Ltd
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2026

Net Worth

£95k

Balance sheet strength

Cash

£142k

Cash in the bank

Net Current Assets

£82k

Working capital

Current Assets

£150k

Current Liabilities

£68k

Fixed Assets

£18k

Debtors

£8k

2avg. employees

Balance Sheet

Assets less current liabilities£99k
Signed by Mr L G Richards 15 July 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20262.20+£24k
20251.84+£17k
20241.49+£6k
20231.67—

Derived from filed accounts. Not audited figures.