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Loyal Specs Ltd

11803792

active
Private Limited Company
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)

Details

FLAT 51 PRIORY COURT, ROMFORD, RM7 0FY
Incorporated 04/02/2019

Compliance

Last accounts

28/02/2025

total exemption full

Next accounts due

30/11/2026

On track

Confirmation statement

Last: 13/08/2025

Due 27/08/2026

On track

Industry

47782
Retail sale by opticians

Officers

Miss Shivani Dharmendraray Mehta

director · Since 15/09/2021

OPTOMETRIST

BRITISH · ENGLAND · Age 36

Also on 1 other board

Persons with Significant Control

Mr Edward Richard Loyal

25–50% shares
75–100% votes
Appoint directors

British · England · Age 43

Flat 51 Priory Court, Wideford Drive, Romford, RM7 0FY

Notified 04/02/2019

Mrs Shivani Mehta

25–50% shares

British · United Kingdom · Age 36

Flat 51 Priory Court, Wideford Drive, Romford, RM7 0FY

Notified 05/08/2025

CompanyRankvs 1024+ SIC 47782 peers
48

Financial strength8th percentile among SIC peers · 2/25
Employees72th percentile among SIC peers · 11/15
LiquidityCurrent ratio 1.01× · 12/20
Longevity8 years trading (max 15) · 8/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity8/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

-£29k

Balance sheet strength

Cash

£25

Cash in the bank

Net Current Assets

£517

Working capital

Current Assets

£49k

Current Liabilities

£48k

Debtors

£18k

5avg. employees+1

Balance Sheet

Intangible assets£104k
Bank loans & overdrafts£16k
Assets less current liabilities£104k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20251.01-£6k
20241.63-£10k
20231.49

Derived from filed accounts. Not audited figures.