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Carmichael Living Ltd

11816492

active
Private Limited Company
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
10/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • 9 outstanding charges (-10)

Details

5 EASTLANG ROAD, COVENTRY, CV7 8ER
Incorporated 08/02/2019

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mrs Caroline Elizabeth Williams

director · Since 08/02/2019

DIRECTOR

BRITISH · ENGLAND · Age 36

Mr Michael James Williams

director · Since 08/02/2019

DIRECTOR

BRITISH · ENGLAND · Age 42

Also on 1 other board

Persons with Significant Control

Mrs Caroline Elizabeth Williams

25–50% shares
25–50% votes

British · England · Age 36

5, Eastlang Road, Coventry, CV7 8ER

Notified 08/02/2019

Mr Michael James Williams

25–50% shares
25–50% votes

British · England · Age 42

5, Eastlang Road, Coventry, CV7 8ER

Notified 08/02/2019

Charges9 outstanding

Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED (TRADING AS PRECISE MORTGAGES)

Created 09/02/2024Registered 13/02/2024
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 21/12/2023Registered 22/12/2023
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 01/06/2023Registered 01/06/2023
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 26/05/2023Registered 30/05/2023
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 26/11/2021Registered 01/12/2021
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 15/10/2021Registered 15/10/2021
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 27/03/2020Registered 14/04/2020
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 27/03/2020Registered 30/03/2020Satisfied 02/09/2021
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 27/03/2020Registered 30/03/2020Satisfied 02/09/2021
Charge
outstanding

ONE SAVINGS BANK PLC

Created 19/02/2020Registered 20/02/2020
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 30/08/2019Registered 04/09/2019

CompanyRankvs 182694+ SIC 68209 peers
29

Financial strength10th percentile among SIC peers · 3/25
Employees77th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.08× · 2/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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182694Carmichael Living Ltd
39
How is this score calculated?
Financial strength3/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2024

Net Worth

-£22k

Balance sheet strength

Cash

£6k

Cash in the bank

Net Current Assets

-£112k

Working capital

Current Assets

£10k

Current Liabilities

£122k

Fixed Assets

£805k

Debtors

£4k

Profit After Tax

-£38k

2avg. employees

Tax at Year End(2023)

Corp tax£18k
Dividends paid£4k

Balance Sheet

Assets less current liabilities£692k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20240.08-£38k
20230.09-£22k
20220.09—
20210.01—
20200.33—

Derived from filed accounts. Not audited figures.