Back to search

S&M Financial Planning Ltd

11934106

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

223 ST. ALBANS ROAD, WATFORD, WD24 5BH
Incorporated 09/04/2019

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Malitha Piyankara Herath Herath Pathirathnahalage

secretary · Since 09/04/2019

Also on 10 other boards

Mr Sumith Jayasingha

secretary · Since 09/04/2019

Also on 7 other boards

Mr Malitha Piyankara Herath Herath Pathirathnahalage

director · Since 09/04/2019

ACCOUNTANT

BRITISH · UNITED KINGDOM · Age 49

Also on 10 other boards

Mr Sumith Jayasingha

director · Since 09/04/2019

ACCOUNTANT

BRITISH · UNITED KINGDOM · Age 43

Also on 7 other boards

Persons with Significant Control

Mr Sumith Jayasingha

50–75% shares
ownership-of-shares-50-to-75-percent-as-trust
ownership-of-shares-50-to-75-percent-as-firm
50–75% votes
voting-rights-50-to-75-percent-as-trust
voting-rights-50-to-75-percent-as-firm
Appoint directors
right-to-appoint-and-remove-directors-as-trust
right-to-appoint-and-remove-directors-as-firm

British · United Kingdom · Age 43

19, Leavesden Road, Watford, WD24 5EB

Notified 09/04/2019

Mr Malitha Piyankara Herath Herath Pathirathnahalage

50–75% shares
ownership-of-shares-50-to-75-percent-as-trust
ownership-of-shares-50-to-75-percent-as-firm
50–75% votes
voting-rights-50-to-75-percent-as-trust
voting-rights-50-to-75-percent-as-firm
Appoint directors
right-to-appoint-and-remove-directors-as-trust
right-to-appoint-and-remove-directors-as-firm

British · United Kingdom · Age 49

10, Wiggenhall Road, Watford, WD18 0AL

Notified 09/04/2019

CompanyRankvs 4327+ SIC 64999 peers
72

Financial strength79th percentile among SIC peers · 20/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 2.42× · 20/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
1Atlanta Trust Limited
90
2Bishopsgate Corporate Finance Limited
90
3M.W. Beer & Co. Limited
90
4Mirabaud Asset Management Limited
90
5Chelsea Financial Services Plc
90
6Gee & Watson Wealth Management Limited
90
7Mileshield Commercial Funding Limited
90
8Yfm Private Equity Limited
90
9Dentons Pension Management Limited
90
10South West Investment Group Limited
90
4327S&M Financial Planning Ltd
72
How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£103k

Balance sheet strength

Cash

£218k

Cash in the bank

Net Current Assets

£175k

Working capital

Current Assets

£299k

Current Liabilities

£124k

Fixed Assets

£23k

Debtors

£81k

2avg. employees

Tax at Year End(2022)

Corp tax£1k

Director Loans(2022)

Company owes directors£11k

Balance Sheet

Assets less current liabilities£198k
Prepared with Capium Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.42+£76k
20242.65+£14k
20232.74+£3k
20223.92+£3k
20215.55+£2k
20205.70—

Derived from filed accounts. Not audited figures.