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Gem Lending Limited

11963375

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Negative net worth (-10)

Details

THE OLD COACH HOUSE CHAPEL LANE, NORWICH, NR14 7BA
Incorporated 25/04/2019

Compliance

Last accounts

30/04/2025

total exemption full

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 11/04/2026

Due 25/04/2027

On track

Industry

64999
Other financial service activities

Officers

Mr Graham Edward Mace

director · Since 25/04/2019

DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 2 other boards

Mrs Joanna Mace

director · Since 25/04/2019

DIRECTOR

BRITISH · UNITED KINGDOM · Age 59

Persons with Significant Control

Mr Graham Edward Mace

50–75% shares
50–75% votes

British · England · Age 61

The Old Coach House, Chapel Lane, Norwich, NR14 7BA

Notified 25/04/2019

Mrs Joanna Mace

25–50% shares
25–50% votes

British · United Kingdom · Age 59

The Old Coach House, Chapel Lane, Norwich, NR14 7BA

Notified 25/04/2019

CompanyRankvs 17843+ SIC 64999 peers
36

Financial strength8th percentile among SIC peers · 2/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 0.48× · 2/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

-£12k

Balance sheet strength

Cash

£2k

Cash in the bank

Net Current Assets

-£75k

Working capital

Current Assets

£69k

Current Liabilities

£144k

Fixed Assets

£66k

Debtors

£67k

2avg. employees

Tax at Year End

Corp tax£8

Director Loans

Company owes directors£144k

Balance Sheet

Assets less current liabilities-£9k
Signed by Mr Graham Mace 27 June 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.48-£4k
20240.67+£2k
20230.81+£3k
20220.77
20210.05
20200.01

Derived from filed accounts. Not audited figures.