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Sp Living Ltd

11976369

active
ltd
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

12 Roydon Close, Loughton, IG10 3DN
Incorporated 02/05/2019

Compliance

Last accounts

31/05/2025

micro entity

Next accounts due

28/02/2027

On track

Confirmation statement

Last: 01/05/2026

Due 15/05/2027

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Petya Hristova Campos

director · Since 02/05/2019

British · United Kingdom · Age 48

Sonia Tzvetanova Kochev

director · Since 02/05/2019

British · England · Age 53

Persons with Significant Control

Mrs Sonia Tzvetanova Kochev

25–50% shares
25–50% votes
Appoint directors
significant-influence-or-control-as-firm

British · England · Age 53

12, Roydon Close, Loughton, IG10 3DN

Notified 02/05/2019

Charges1 outstanding

Charge
outstanding

ONESAVINGS BANK PLC

Created 17/01/2020Registered 03/02/2020

Change History

status → active
2026-06-06

Active

type → ltd
2026-06-06

Private Limited Company

address line1 → 12 Roydon Close
2026-06-06

12 ROYDON CLOSE

post town → Loughton
2026-06-06

LOUGHTON

CompanyRankvs 111268+ SIC 68209 peers
41

Financial strength59th percentile among SIC peers · 15/25
Employees77th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.02× · 2/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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111268Sp Living Ltd
51
How is this score calculated?
Financial strength15/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£10k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£70k

Working capital

Current Assets

£1k

Current Liabilities

£72k

Fixed Assets

£227k

2avg. employees

Balance Sheet

Assets less current liabilities£157k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20250.02+£0
20250.02-£53
20240.01-£22
20230.01—

Derived from filed accounts. Not audited figures.