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Smarter Savings Limited

11985572

active
ltd
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

Office 330 60 Water Lane, Wilmslow, Wilmslow, SK9 5AJ
Incorporated 08/05/2019

Compliance

Last accounts

31/05/2025

total exemption full

Next accounts due

28/02/2027

On track

Confirmation statement

Last: 07/05/2026

Due 21/05/2027

On track

Industry

96090
Other personal service activities

Officers

Mr Marc Robert Thompson Hull

director · Since 08/05/2019

CTO

BRITISH · ENGLAND · Age 37

Also on 2 other boards

Mr Richard Martin Smith

director · Since 20/03/2025

MARKETING DIRECTOR

ENGLISH · ENGLAND · Age 64

Also on 1 other board

Mr Stephen Edwards

director · Since 20/03/2025

CREATIVE DIRECTOR

BRITISH · ENGLAND · Age 52

Marc Robert Thompson Hull

director · Since 08/05/2019

British · England · Age 37

Richard Martin Smith

director · Since 20/03/2025

English · England · Age 64

Stephen Edwards

director · Since 20/03/2025

British · England · Age 52

Former

Alexander Stuart Fraser

director · Resigned 18/09/2024

Persons with Significant Control

Stephen Edwards

25–50% shares
25–50% votes
Appoint directors

British · England · Age 52

Office 330, 60 Water Lane, Wilmslow, SK9 5AJ

Notified 08/05/2019

Alexander Stuart Fraser

25–50% shares
25–50% votes

British · England · Age 43

Office 330, 60 Water Lane, Wilmslow, SK9 5AJ

Notified 08/05/2019

Marc Robert Thompson Hull

25–50% shares
25–50% votes
Appoint directors

British · England · Age 37

Office 330, 60 Water Lane, Wilmslow, SK9 5AJ

Notified 08/05/2019

Change History

status → active
2026-07-07

Active

type → ltd
2026-07-07

Private Limited Company

address line1 → Office 330 60 Water Lane
2026-07-07

OFFICE 330 60 WATER LANE

post town → Wilmslow
2026-07-07

WILMSLOW

CompanyRankvs 46850+ SIC 96090 peers
52

Financial strength71th percentile among SIC peers · 18/25
Employees69th percentile among SIC peers · 10/15
LiquidityCurrent ratio 0.29× · 2/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
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46850Smarter Savings Limited
52
How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£12k

Balance sheet strength

Cash

£6k

Cash in the bank

Net Current Assets

-£17k

Working capital

Current Assets

£7k

Current Liabilities

£24k

Fixed Assets

£60k

Debtors

£600

2avg. employees

Balance Sheet

Intangible assets£60k
Bank loans & overdrafts£30k
Assets less current liabilities£43k
Prepared with Taxfiler

EstimatesDerived

YearCurrent RatioImplied Profit
20250.29+£0
20250.29+£280
20240.05-£18k
20230.47—

Derived from filed accounts. Not audited figures.