Back to search

Lad Housing Ltd

12078280

active
Private Limited Company
Companies House
Health Score
60 / 100

Some Concerns

30/30
Filing
0/30
Financial
30/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 6 outstanding charges (-10)

Details

207 WHALLEY DRIVE, MILTON KEYNES, MK3 6JL
Incorporated 01/07/2019

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mrs Thi Lan Anh Pham

director · Since 01/07/2019

DIRECTOR

BRITISH · ENGLAND · Age 33

Persons with Significant Control

Mrs Thi Lan Anh Pham

Significant control

British · England · Age 33

226 Skyline Plaza, Alencon Link, Basingstoke, RG21 7AQ

Notified 01/07/2019

Charges6 outstanding

Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 26/03/2026Registered 26/03/2026
Charge
outstanding

PARATUS AMC LIMITED

Created 10/03/2023Registered 22/03/2023
Charge
outstanding

PARATUS AMC LIMITED

Created 10/03/2023Registered 22/03/2023
Charge
outstanding

PARATUS AMC LIMITED

Created 10/03/2023Registered 22/03/2023
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 26/03/2021Registered 06/04/2021
Charge
outstanding

ONESAVINGS BANK PLC

Created 20/12/2019Registered 31/12/2019

CompanyRankvs 263542+ SIC 68209 peers
19

Financial strength7th percentile among SIC peers · 2/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.05× · 2/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

-£36k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£205k

Working capital

Current Assets

£10k

Current Liabilities

£215k

Fixed Assets

£1.1M

0avg. employees-1

Balance Sheet

Assets less current liabilities£881k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.05-£10k
20240.07-£9k
20230.07-£13k
20220.93
20210.15
20200.40

Derived from filed accounts. Not audited figures.