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Rob Isherwood Financial Advice Ltd

12105423

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

Unit 4 Grovelands, Boundary Way, Hemel Hempstead, HP2 7TE
Incorporated 16/07/2019

Previously known as

Useful Money Ltd · until 25/11/2025
Liberate Financial Planning Ltd · until 09/03/2024
Liberate Financial Planners Ltd · until 23/01/2023
Valori Financial Planners Ltd · until 20/01/2023

Compliance

Last accounts

31/07/2025

total exemption full

Next accounts due

30/04/2027

On track

Confirmation statement

Last: 18/04/2026

Due 02/05/2027

On track

Industry

64999
Other financial service activities

Officers

Mr Robert Isherwood

director · Since 16/07/2019

DIRECTOR

BRITISH · ENGLAND · Age 45

Also on 1 other board

Robert Isherwood

director · Since 16/07/2019

British · England · Age 45

Former

Krysia Mallabar

director · Resigned 22/12/2025

Persons with Significant Control

Mr Robert Isherwood

75–100% shares
75–100% votes
Appoint directors

British · England · Age 45

Unit 4 Grovelands, Boundary Way, Hemel Hempstead, HP2 7TE

Notified 16/07/2019

Former PSCs

Mrs Krysia Mallabar

Ceased 01/03/2026

Change History

statusactive
2026-07-10

Active

typeltd
2026-07-10

Private Limited Company

address line1Unit 4 Grovelands
2026-07-10

UNIT 4 GROVELANDS

post townHemel Hempstead
2026-07-10

HEMEL HEMPSTEAD

CompanyRankvs 15881+ SIC 64999 peers
44

Financial strength41th percentile among SIC peers · 10/25
Employees39th percentile among SIC peers · 6/15
LiquidityCurrent ratio 0.98× · 6/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength10/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£437

Balance sheet strength

Cash

£8k

Cash in the bank

Net Current Assets

-£1k

Working capital

Current Assets

£46k

Current Liabilities

£47k

Fixed Assets

£2k

Debtors

£37k

Profit After Tax

£78k

1avg. employees

Tax at Year End

Corp tax£23k
Dividends paid£78k

Balance Sheet

Assets less current liabilities£775
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20250.98
20250.98
20240.97
20230.97

Derived from filed accounts. Not audited figures.