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Emerald Lake Consulting Ltd

12140249

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

HORLEY LODGE WEST, REDHILL, RH1 5EA
Incorporated 06/08/2019

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

65120
Non-life insurance
66210
Risk and damage evaluation
70221
Financial management

Officers

Mr Christopher Michael Smerald

director · Since 06/08/2019

ACTUARY

AMERICAN · UNITED KINGDOM · Age 63

Also on 1 other board

Mrs Rosamund Mary Jane Smerald

director · Since 06/08/2019

ACCOUNTS MANAGER

ENGLISH,AMERICAN · ENGLAND · Age 65

Persons with Significant Control

Mr Christopher Michael Smerald

25–50% shares
25–50% votes
Appoint directors

American · United Kingdom · Age 63

Horley Lodge West, Horley Lodge Lane, Redhill, RH1 5EA

Notified 06/08/2019

Mrs Rosamund Mary Jane Smerald

25–50% shares
25–50% votes
Appoint directors

English,American · England · Age 65

Horley Lodge West, Horley Lodge Lane, Redhill, RH1 5EA

Notified 06/08/2019

CompanyRankvs 939+ SIC 65120 peers
63

Financial strength55th percentile among SIC peers · 14/25
Employees48th percentile among SIC peers · 7/15
LiquidityCurrent ratio 3.27× · 20/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees7/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£37k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£37k

Working capital

Current Assets

£54k

Current Liabilities

£17k

2avg. employees

Balance Sheet

Assets less current liabilities£37k
Prepared with FreeAgent

EstimatesDerived

YearCurrent RatioImplied Profit
20253.27-£52k
20243.10+£26k
20234.56-£77k
20224.00-£14k
20215.17

Derived from filed accounts. Not audited figures.