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Lucid Private Finance Limited

12164169

active
Private Limited Company
england wales
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
0/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

DEAN HOUSE C/O GORDON WOOD SCOTT & PARTNERS LIMITED, BRISTOL, BS8 2QX
Incorporated 19/08/2019

Compliance

Last accounts

31/08/2024

total exemption full

Next accounts due

31/05/2026

On track

Confirmation statement

Last: 18/08/2025

Due 01/09/2026

On track

Industry

64999
Other financial service activities

Officers

Mr Alister John Betts

director · Since 19/08/2019

DIRECTOR

BRITISH · ENGLAND · Age 57

Also on 1 other board

Persons with Significant Control

Mr Alister John Betts

75–100% shares
75–100% votes
Appoint directors

British · England · Age 57

Dean House, C/O Gordon Wood Scott & Partners Limited, Bristol, BS8 2QX

Notified 19/08/2019

CompanyRankvs 20491+ SIC 64999 peers
25

Financial strength5th percentile among SIC peers · 1/25
Employees39th percentile among SIC peers · 6/15
LiquidityCurrent ratio 0.93× · 6/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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20491Lucid Private Finance Limited
30
How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

and in accordance with Financial Reporting Standard 102 section 1A Small Entities "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006. 2.2. Going Concern Disclosure The directors have identified material uncertainties related to events or conditions that may cast significant doubt about the company's ability to continue as a going concern

Key FinancialsYear ending 31/08/2024

Net Worth

-£37k

Balance sheet strength

Cash

£3k

Cash in the bank

Net Current Assets

-£4k

Working capital

Current Assets

£58k

Current Liabilities

£62k

Debtors

£55k

1avg. employees

Tax at Year End(2022)

Corp tax£32k

Balance Sheet

Assets less current liabilities-£4k
Signed by Mr A J Betts 20/06/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20240.93-£6k
20231.03-£33k
20221.17—
20212.06—
20205.98—

Derived from filed accounts. Not audited figures.