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Bains Financial Planning Limited

12188727

active
ltd
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

14 St Michaels Drive, Sheepcot Lane, Watford, WD25 7JN
Incorporated 04/09/2019

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 31/07/2025

Due 14/08/2026

On track

Industry

64999
Other financial service activities

Officers

Ms Kam Bains

director · Since 04/09/2019

DIRECTOR

BRITISH · ENGLAND · Age 55

Also on 1 other board

Kam Bains

director · Since 04/09/2019

British · England · Age 55

Persons with Significant Control

Ms Kam Bains

75–100% shares
75–100% votes
Appoint directors

British · England · Age 55

14, St Michaels Drive, Watford, WD25 7JN

Notified 04/09/2019

Change History

status → active
2026-08-03

Active

type → ltd
2026-08-03

Private Limited Company

address line1 → 14 St Michaels Drive
2026-08-03

14 ST MICHAELS DRIVE

post town → Watford
2026-08-03

WATFORD

officer appointed → BAINS, Kam
2026-08-03

CompanyRankvs 11590+ SIC 64999 peers
52

Financial strength46th percentile among SIC peers · 12/25
Employees39th percentile among SIC peers · 6/15
LiquidityCurrent ratio 1.05× · 12/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength12/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£1k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£515

Working capital

Current Assets

£10k

Current Liabilities

£10k

Fixed Assets

£699

1avg. employees-1

Balance Sheet

Assets less current liabilities£1k
Signed by Ms Kam Bains 10/12/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent Ratio
20251.05
20240.98
20230.98

Derived from filed accounts. Not audited figures.